Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 66,059 reviews, last reviewed 14th Apr 2026
1404800% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality, use paypal for years. Quality, use paypal for years. Wouldn't recommend it enough. 0% finance options & great customer service. Reviewed on: 14th April 2026
Mr Moxham's avatar
Mr Moxham

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (66059)

High recommended

5
Perfect for large purchases . Perfect that don't need to pay fees for 4 months. happy with that. Reviewed on: 8th July 2022

Easy to use

5
PayPal credit helps me budget for the things I need, lots of helpful reminders and friendly advice. Reviewed on: 8th July 2022

Cant fault it

5
I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022

Great service

5
Easy to you and excellent support when needed Reviewed on: 8th July 2022

Good

4
Good service, easy to check on the app Reviewed on: 8th July 2022

PayPal is must better then 80 % of all credit card available.

5
Am using my PayPal credit for big purchases . It’s very easy and help . Reviewed on: 8th July 2022

Awesome!

5
Very good service and easy to use Reviewed on: 8th July 2022

PAYPAL BRILLIANT

5
I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022

PayPal the best ever

5
It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Great products

5
PayPal credit great for everyone. Customer service spot on. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review