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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Efficient and Reliable

It has been efficient each time I use it. Its user friendly and convenient Reviewed on: 27th May 2026

Great service

Easy to use service, easy to navigate around the site Reviewed on: 27th May 2026

Brilliant

Brilliant provider from customer service to checking out fast! Reviewed on: 27th May 2026

Excellent experience

Ive had PayPal as long as I can remember and regularly use it for safe transactions. I recently started using PayPal credit which was a real lifesaver for me and better than any other option of credit. The clearance is straight forward and easy, and it’s nice to know that the app can be trusted. Reviewed on: 27th May 2026

I like PayPal because it’s easier to use

I like PayPal because it’s easier to use Reviewed on: 27th May 2026

Everything works fine, I don't have any problems

Everything works fine, I don't have any problems Reviewed on: 27th May 2026

Just a very simple process on purchasing and great v...

Just a very simple process on purchasing and great value Reviewed on: 27th May 2026

I highly recommend PayPal credit for all purchases

I have been using PayPal credit for purchases for many years now and highly can recommend PayPal based off of my use. PayPal credit offers ease of purchase such as pay in 3 interest free or buy now pay later and makes purchasing items hassle free and very convenient. For me I can highly vouch for PayPal. From customer support to the service they provide they have exceeded my expectations Reviewed on: 27th May 2026

Love my paypal account

Had pay pal for a while and love it easy to use and pay or receive money love it Reviewed on: 27th May 2026

easy to use good fast way to pay for things...

easy to use good fast way to pay for things Reviewed on: 27th May 2026

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