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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Helping budget

Good way of budgeting for larger projects Reviewed on: 27th May 2026

Paypal is absoltely amazing!

I’ve used paypal for years. It’s absolutely amazing, super easy to use and very fair. I love the pay in 3 feature and would absolutely recommend paypal family and friends. I make all my big purchases with paypal and I absolutely trust it to keep my money safe. Reviewed on: 27th May 2026

Easy to use.

Easy to use. Payments affordable. Customer service helped me navigate through direct debit set up. Reviewed on: 27th May 2026

It’s been an easy process.

It’s been an easy process. The only downfall is how long it takes to come out my bank account so not always aware what my balance is. Hasn’t put me off though. Reviewed on: 27th May 2026

Eazy pizzy

PayPal payment is available across almost every vendor. And the fact that you can spread the payments in 3 makes life easy Reviewed on: 27th May 2026

brilliant

Very helpful and straightforward Reviewed on: 27th May 2026

It’s okay overall.

It’s okay overall. Nothing amazing but it does the job fine for what it’s meant to do. Decent quality, works as expected, and no major issues so far. Good enough if you just need something reliable without expecting anything premium. Reviewed on: 27th May 2026

I find this service easy and very reliable

I find this service easy and very reliable Reviewed on: 27th May 2026

Paypal offers simplicity during checkout with the ad...

Paypal offers simplicity during checkout with the added security of robust encryption for peace of mind for buyer protection Reviewed on: 27th May 2026

Love using PayPal, it makes things easier!

Love using PayPal, it makes things easier! Reviewed on: 27th May 2026

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