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PayPal: PayPal Credit reviews

4.90
Based on 66,076 reviews, last reviewed 14th Apr 2026
1406400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good reliable service Has been a positive experience to-date without issues so far Reviewed on: 14th April 2026
R F's avatar
R F

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66076)

Fantastic secure service

5
Very helpful and 100% secure app Reviewed on: 8th July 2022

Excellent services through out

5
Seamless service very easy to use Reviewed on: 8th July 2022

PayPal credit is just great

5
So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022

PayPal really are pals

5
PayPal is such a convenient and easy way to pay for things on credit for when you need that extra little buffer. The application makes it simple to see your usage and repayment schedule and the integration of PayPal into so many websites and services makes them bar far the most useful and easy to use service out there. Reviewed on: 8th July 2022

Very reliable and trustworthy and also safe

5
It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022

Easy

4
So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022

The best credit provider

5
Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022

Smart and convenient payments!

5
I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022

Buy now Pay later is the best

5
Well, it helped when I needed it… Reviewed on: 8th July 2022

Easy to use and great value.

5
I find PayPal Credit east to use and great value, it is now my go to payment method. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review