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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Is gud but need more improvement for customer servic...

Is gud but need more improvement for customer service and PayPal money we use unexpected payments not tell properly Reviewed on: 27th May 2026

PayPal Credit

Always an option to use during checkout and so easy to use. Reviewed on: 27th May 2026

Never Had and problems dealing with PayPal, always e...

Never Had and problems dealing with PayPal, always efficient and happy to help Reviewed on: 27th May 2026

Process was painless and smooth

Process was painless and smooth. Definitely comes in handy with many online retailers. Reviewed on: 27th May 2026

Very positive, got the paypal mastercard, been using...

Very positive, got the paypal mastercard, been using paypal for years as my go to for any payment, its quick clean and protected Reviewed on: 27th May 2026

Excellent service.

Excellent service. Very accessible and easy to use Reviewed on: 27th May 2026

Good service never had issue with paypal

Good service never had issue with paypal Reviewed on: 27th May 2026

Always have great service when purchasing.

Always have great service when purchasing. Great support when I have had disputes, and prompt refunds. Reviewed on: 27th May 2026

Using PayPal credit is really helpful especially whe...

Using PayPal credit is really helpful especially when it’s 0% interest for 4 months. super easy to use, the app is straight forward Reviewed on: 27th May 2026

Flawless transactions feel safe paypal handing my m...

Flawless transactions feel safe paypal handing my money Reviewed on: 27th May 2026

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