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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181020 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181020)

Very straight forward experience

Very straight forward experience Reviewed on: 27th May 2026

Excellent experience all the time

Excellent experience all the time Reviewed on: 27th May 2026

It’s really convenient for building up a credit scor...

It’s really convenient for building up a credit score if used properly, it allows you to make payment of £100 and over and pay no interest for 4 months and it means you can use it to make your money situation convinent Reviewed on: 27th May 2026

Good service , easy to use and very useful when nee...

Good service , easy to use and very useful when needed Reviewed on: 27th May 2026

Good credit money benefits 3 month pay

Good credit money benefits 3 month pay Reviewed on: 27th May 2026

Been using it from nearly day 1.

Been using it from nearly day 1. Always been good and reliable. Reviewed on: 27th May 2026

Easy and fast to use

I like how easy and fast PayPal Credit is to use. Everything works smoothly and I’ve never had any problems with it. The process is simple, payments are quick, and overall my experience has been very positive. Reviewed on: 27th May 2026

Great having the ability to spread payments...

Great to have the ability to spread payment costs and really flexible payment methods. PayPal is a lot user friendly and easier than using my main banking app. Reviewed on: 27th May 2026

PayPal is my preferred way of paying.

PayPal is my preferred way of paying. So easy to use and the app is really good. Reviewed on: 27th May 2026

PayPal is one of the best of all bank and financial...

PayPal is one of the best of all bank and financial institutions Reviewed on: 27th May 2026

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