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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Customer Service issues

5
Very difficult getting to speak with an actual person but using PayPal is a great secure way of paying online they automated service on the telephone is good but limited Reviewed on: 25th May 2024
Kitty's avatar
Kitty

Always a positive experience.

5
Always a positive experience, good app and easy to use. Reviewed on: 25th May 2024
Louise S's avatar
Louise S

I love using PayPal.

5
I love using PayPal. Either my credit or the 3 installment payments. It makes shopping online so much easier. Reviewed on: 25th May 2024
Michael C's avatar
Michael C

PayPal a credit cushion

5
PayPal genuinely acts as a cushion of credit for lower credit possible clients Reviewed on: 25th May 2024
Robbie 's avatar
Robbie

Easy to use helps spread the cost of buying goods ,...

5
Easy to use helps spread the cost of buying goods , with there free interest plans, three payment plan are very good Reviewed on: 25th May 2024
Brian M's avatar
Brian M

Is Great.

5
Is Great. Fast and easy to use. Working almost everywhere. I highly recommend PayPal to everyone. Reliable service. Nice and helpfull staff. Good fraud protection as well. Clear to read website and emails. Reviewed on: 25th May 2024
Bartosz's avatar
Bartosz

Buying and paying with PayPal gives me assurance and...

5
Buying and paying with PayPal gives me assurance and satisfaction my goods will be delivered. Reviewed on: 25th May 2024
Oli O's avatar
Oli O

Great service

5
Good discount on certain websites if you use PayPal. PayPal credit available on most websites. Reviewed on: 25th May 2024
Sash's avatar
Sash

It helps me to spread the cost of larger purchases...

5
It helps me to spread the cost of larger purchases Reviewed on: 25th May 2024
Pete Triumph 's avatar
Pete Triumph

I mostly used PayPal on untrusted site because I kno...

4
I mostly used PayPal on untrusted site because I know I have a full coverage Reviewed on: 25th May 2024
Belise S's avatar
Belise S

Review PayPal: PayPal Credit now

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