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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181019)

I've always found it quick easy to use paypal

I've always found it quick easy to use paypal Reviewed on: 27th May 2026

Perfection

PayPal provided me with courteous and professional efficiency. Reviewed on: 27th May 2026

Paypal is another level......

I'm using PayPal for a long time and I was always happy with the service provided. Reviewed on: 27th May 2026

Very good Experience so far using paypal

Very good Experience so far using paypal Reviewed on: 27th May 2026

Easy to apply and process, best online payment service

Easy to apply and process, best online payment service Reviewed on: 27th May 2026

I use PayPal as preferred payment method on sites I...

I use PayPal as preferred payment method on sites I can. Simply because it holds your details without giving too much information to websites. Alows a 3 payment option and credit, but overall it's quick and easy. Good if you sell on various platforms etc Reviewed on: 27th May 2026

Great flexible finance

Easy to use and so flexible. No up front payment and pay more or less as suits you. Regularly use for larger payments and pay off over a short period without effecting day to day budgeting. Reviewed on: 27th May 2026

Excellent service especially with their customers se...

Excellent service especially with their customers service and enquiries Reviewed on: 27th May 2026

Paypal Credit makes me PayPal Happy.

Paypal credit has allowed me to make purchases in a more managed way, it has allowed me to enjoy the good things in life without the stress of paying in one go. Communication from paypal customer service has been excellent and the process for paying is easy. Reviewed on: 27th May 2026

Excellent Service

Easy to use, professional service Reviewed on: 27th May 2026

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