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PayPal: PayPal Credit reviews

4.90
Based on 71,933 reviews, last reviewed 16th Apr 2026
1947200% increase in 5 star reviews
in the past 90 days
5400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

supportive customer service and easy to use, special... supportive customer service and easy to use, specially after adding paypal payment card. Reviewed on: 16th April 2026
Sorayya R's avatar
Sorayya R

Latest lowest rating:

2

I wouldn't recommend credit to anyone who doesn't ne... I wouldn't recommend credit to anyone who doesn't need it. Credit and credit scores are a scam. Reviewed on: 16th April 2026
Saffron B's avatar
Saffron B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (71933)

Paypal are always there to help when I need them, ev...

5
Paypal are always there to help when I need them, even more so than my bank and I really appreciate it. ;) Reviewed on: 17th May 2024

Helpful staff good app

5
Staff are all friendly and helpful and the app is easy to use and intuitive Reviewed on: 17th May 2024

Very good

5
Very good service with customer focus Reviewed on: 17th May 2024

I have using PayPal credit for several years and the...

5
I have using PayPal credit for several years and the feature to pay within 4 months has been a life saver! I use it all the time making sure I pay the relevant balance before the deadline. Reviewed on: 17th May 2024

I have used PayPal Credit for years.

5
I have used PayPal Credit for years. Have always had an excellent experience and it's helped spread the cost of many purchases. It's very easy to use. Reviewed on: 17th May 2024

Excellent , always there when I need it!

5
Excellent , always there when I need it! Reviewed on: 17th May 2024

Everything is there on the app, so easy to use.

5
Everything is there on the app, so easy to use. Reviewed on: 17th May 2024

Quick to facilitate and easy to use

5
Quick to facilitate and easy to use Reviewed on: 17th May 2024

Very good flexibility when coming to making payments

5
Very good flexibility when coming to making payments Reviewed on: 17th May 2024

Very prompt service, easy-to-use

5
Very prompt service, easy-to-use Reviewed on: 17th May 2024

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