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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Id be lost without it.

I love my PayPal and would be lost without it. As a single mum it’s been a life saver. Reviewed on: 27th May 2026

So convenient and everything ordered easily.

Everything ordered easily. If any problem arises it's sorted out quickly and efficiently. Reviewed on: 27th May 2026

Everything is brilliant, everything

Everything is brilliant, everything Reviewed on: 27th May 2026

Pay pal is safe , efficient

Pay pal is safe , efficient very easy process to apply for pay pal payments when the need arrises Reviewed on: 27th May 2026

PayPal Credit in the ideal way to borrow credit.

PayPal Credit in the ideal way to borrow credit. They give you plenty of time to pay back what you owe and should you ever ring their customer services, their staff answer your questions professional and in a very helpful manner. Reviewed on: 27th May 2026

I love PayPal

PayPal is the best credit card I’ve ever used. Reviewed on: 27th May 2026

Brilliant service wouldn’t be without it

Brilliant service wouldn’t be without it Reviewed on: 27th May 2026

Easy to use.

Easy to use. Easy to control. Friendly customer service Reviewed on: 27th May 2026

will forever swear by Paypal.

Absolutely great service and will forever swear by Paypal whether that be online services or using the Paypal card in person. They can also help with getting funds back when you are in a pickle and haven’t received the service you paid for. Reviewed on: 27th May 2026

Paypal have always been exceptionally good

Paypal have always been exceptionally good at handling transaction problems for online purchases. Always feel safe using PayPal. Reviewed on: 27th May 2026

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