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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Highly recommend

I use PayPal regularly, and have done for many years. I'm very happy with the service. Reviewed on: 27th May 2026

Easy to set up payments and manage.

Easy to set up payments and manage. Reviewed on: 27th May 2026

Reliable always there when you need it

Reliable and always available and excellent customer service Reviewed on: 27th May 2026

Excellent for transferring money abroad

Excellent for transferring money abroad to family or friends because it is simple and quick. Reviewed on: 27th May 2026

It’s just very easy to use!

It’s just very easy to use and works seemlessly. Reviewed on: 27th May 2026

Fabulous service Always handy to have pay in three

Fabulous service Always handy to have pay in three Reviewed on: 27th May 2026

Pay Pal Keeps me Safe on line

Pay Pal helps me to stay safe when purchasing items on line. I don't need to input my bank details, I just need Pay Pal. Reviewed on: 27th May 2026

Great customer service.

Great customer service. Always helpful Reviewed on: 27th May 2026

PayPal credit is very convenient and easy to use and...

PayPal credit is very convenient and easy to use and helps you spread the cost of purchases into manageable amounts. You can set up a direct debit so you don’t forget to pay it but also PayPal will send you a reminder when you have a payment due Reviewed on: 27th May 2026

Great reliable service

I have used PayPal for many years and never had any issues. Plus you know that you are always protected Reviewed on: 27th May 2026

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