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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181014 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181014)

Okay so I got PayPal credit because I needed a hand...

Okay so I got PayPal credit because I needed a hand with money. I am a PhD student (full time) and I work alongside my studies too and yeet due to the cost of living some things are just too expensive and that’s where PayPal credit comes in. However at first it was fine but over time they start charging you interest on payments. And it’s like oh I thought only owed this much then never mind it’s more. The thing is with these companies it’s seems they don’t really care about the individual Reviewed on: 27th May 2026

Quick and easy payment processing

Quick and easy payment processing Reviewed on: 27th May 2026

Customer service is always helpful.

Customer service is always helpful. They have the knowledge to answer all your queries Reviewed on: 27th May 2026

Excellent credit provider and company, easy to use a...

Excellent credit provider and company, easy to use and understand and superb facility to be able to spread payments over monthly periods. Reviewed on: 27th May 2026

Paypal is part of my everyday

I find paypal very helpful both as a payment portal that gives me peace of mind. I also love the buy now pay later or pay over 3months options, they really work for me for larger purchases. Reviewed on: 27th May 2026

Its a pretty good app if u think about it.

Its a pretty good app if u think about it. Please i need the money Reviewed on: 27th May 2026

Happy with customer service.

Happy with customer service. Good service and I always know through clear communication my account status. Reviewed on: 27th May 2026

Never had an issue in the 8 years I have been a cust...

Never had an issue in the 8 years I have been a customer and I use PayPal multiple times a week to pay various bills. Reviewed on: 27th May 2026

Its really easy to use and customer service is excel...

Its really easy to use and customer service is excellent. I feel secure using the service and have been using it for years. Reviewed on: 27th May 2026

I got 0% interest on my HP laptop over 3 years.

I got 0% interest on my HP laptop over 3 years. Great Reviewed on: 27th May 2026

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