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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181012 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181012)

Excellent service and easy to use APP.

Excellent service and easy to use APP. Very straight forward process, with results and funds available almost immediately. I applied on the app during a purchase via eBay & selected PayPal as preferred method of payment. Reviewed on: 27th May 2026

Satisfied

Always works as it should no drama Reviewed on: 27th May 2026

Not a fault to be found, amazing all round

Not a fault to be found, amazing all round Reviewed on: 27th May 2026

Great , easy to use with lots of payment options...

Great , easy to use with lots of payment options Reviewed on: 27th May 2026

Use the service regularly and always pay on time.

Use the service regularly and always pay on time. Great interest rates and value for money Reviewed on: 27th May 2026

Easy and simple to use nice to know you get somethin...

Easy and simple to use nice to know you get something back when you spend too Reviewed on: 27th May 2026

I love using PayPal.

I love using PayPal. Have been for years as so much saver then using my card when ordering online Reviewed on: 27th May 2026

I like the pay in 3 option as it helps me to manage...

I like the pay in 3 option as it helps me to manage my finances better Reviewed on: 27th May 2026

it's good to have the 4 months interest free credit.

it's good to have the 4 months interest free credit. i use Papal for most places online if i can and i always pay everything off in a timely manner, so having the Paypal credit card will be great for making offline purchase, paying for goods and services. Reviewed on: 27th May 2026

I have been using paypal for last 10 years, it never...

I have been using paypal for last 10 years, it never disappoint. Paypal credit is very handy and works very well for me to distribute the expenses. Reviewed on: 27th May 2026

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