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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181011)

Very convenient

Always found pay pal to be easy and quick to use. A very convenient way to pay for goods and move money to family Reviewed on: 27th May 2026

Not used the credit but good to have that option if...

Not used the credit but good to have that option if needed Reviewed on: 27th May 2026

Very good service I have never had any problems with...

Very good service I have never had any problems with it Reviewed on: 27th May 2026

Great Review

Their customer experience is very good Reviewed on: 27th May 2026

Quick and excellent service.

Quick and excellent service. Simple and easy to use once you get started..Would always use PayPal if the payment method is available Reviewed on: 27th May 2026

Hassle Free!

Have always had a good experience using the PayPal app - hassle free! Reviewed on: 27th May 2026

Great for PayPal users and helps to spread the cost

PayPal Credit is a handy option if you already use PayPal regularly. The integration is seamless, it shows up as a payment method at checkout on millions of sites, so there's no extra friction. The 4-month interest-free promotional financing on purchases over a certain threshold is genuinely useful for spreading the cost of bigger purchases. Reviewed on: 27th May 2026

Safety and security ,easy to access

Safety and security ,easy to access Reviewed on: 27th May 2026

I am so sad and stressed out because on my credit s...

I am so sad and stressed out because on my credit score its showing i miss payment but i didnt . I call paypall wasnt possible to pay wasnt working even when i try and this situation cause me so much stress when now showing i miss payment Reviewed on: 27th May 2026

Excellent payment plans, which allow you to spread c...

Excellent payment plans, which allow you to spread cost without charges Reviewed on: 27th May 2026

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