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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181001 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181001)

A great easy to use payment system

Easy to use system, secure and makes online payments very easy Reviewed on: 27th May 2026

I love the pay in 3 instalments with no extra...

I love the pay in 3 instalments with no extra charges Reviewed on: 27th May 2026

PayPal Credit is brilliant.

PayPal Credit is brilliant. Easy to use and you get rewarded for using it. PayPal gives you a chance to pay off your credit without any interest for the first few months which is extremely reasonable. Support is always there to help out. Reviewed on: 27th May 2026

Always excellent, never had any issues!

Always excellent, never had any issues! Reviewed on: 27th May 2026

So far so good.

So far so good. I would recommend using PayPal Reviewed on: 27th May 2026

PayPal is easy to use and convenient

PayPal is easy to use, convenient. Simple to make payments and keep on track my spending. Reviewed on: 27th May 2026

Easy and useful when needed .

Easy and useful when needed . Is a very practical solution Reviewed on: 27th May 2026

Excellent all round financial service and support

I have always found PayPal innovative. Together with excellent customer service and satisfaction Reviewed on: 27th May 2026

Days to use and fast

I use it to pay online and it is safe to use with all this online fraud. Reviewed on: 27th May 2026

Good overall l, easy to use.

Great customer service in general, had one bad incident with an agent that was never rectified but considering how long I've had PayPal that's not to bad Reviewed on: 27th May 2026

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