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PayPal: PayPal Credit reviews

4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

I shop with no worries knowing that if a transaction...

5
I shop with no worries knowing that if a transaction is disputed, I can always be backed by PayPal. Reviewed on: 25th May 2024

Nothing but praise!

5
Paypal credit and pay in 3 are amazing as its really flexible and low interest. I have nothing but praise for this service. Customer service have always been really helpful. Reviewed on: 25th May 2024

Easy transaction online, easy payment methid, easy s...

5
Easy transaction online, easy payment methid, easy shoping online. Reviewed on: 25th May 2024

Easy @ safe to use, feel confiden buying and sellin...

5
Easy @ safe to use, feel confident buying and selling with PayPal Reviewed on: 25th May 2024

Whenever i have had an isdue the service i received...

5
Whenever i have had an isdue the service i received has always been 5 ⭐️ Reviewed on: 25th May 2024

I love PayPal coz I feel so secure and comfortable

5
I love PayPal coz I feel so secure and comfortable with the money, quick and easy payments , I have a few years this account and not a problem with it. I can make a payment for my family all around the world. Reviewed on: 25th May 2024

It has helped me when i was in need

5
It has helped me when i was in need Reviewed on: 25th May 2024

paypal is the best

5
Easy to use, gives you multiple options to pay for things which in the current climate is amazing. Reviewed on: 25th May 2024

helping to buy

5
Good experience.good for help .every month statement show on PayPal app. Easy to know how much money we spend. Reviewed on: 25th May 2024

PayPal has been a joy, so convenient for paying onli...

4
PayPal has been a joy, so convenient for paying online and the interest free offers on high value purchases are so underrated. Reviewed on: 25th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review