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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181000)

I’ve found it really easy to use and safe to use onl...

I’ve found it really easy to use and safe to use online Reviewed on: 27th May 2026

Use PayPal Credit to split the cost of a large purchase

PayPal credit is a great way to split the cost of a large purchase. It means I can afford to buy an essential item like a TV and budget it into my monthly outgoings. Reviewed on: 27th May 2026

Excellent service, reliable and friendly

Excellent service, reliable and friendly Reviewed on: 27th May 2026

Easy to use and well respected - i like the flexibil...

Easy to use and well respected - i like the flexibility and 0% credit terms for 4 months Reviewed on: 27th May 2026

Budgeting and guarantees are priceless

The options help me to budget through the month & the support and safety through purchasing is priceless Reviewed on: 27th May 2026

Used PayPal larger purchases

Used PayPal for a couple of larger purchases which enabled me to spread th cost over three months, interest free Reviewed on: 27th May 2026

I have used PayPal for purchases so many years with...

I have used PayPal for purchases so many years without any issues. Reviewed on: 27th May 2026

PayPal is very easy to use.

PayPal is very easy to use. I love that you can pay later or have the option to separate into 3 easy, affordable payments. PayPal is an option open to most retailers. That’s a winner for me! Reviewed on: 27th May 2026

I’ve always had a super positive experience with Pay...

I’ve always had a super positive experience with PayPal! Super easy to use and navigate the app. Never had an issue. Reviewed on: 27th May 2026

Brilliant service

Brilliant service, love PayPal 4 months 0% is my favorite Reviewed on: 27th May 2026

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