Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75660 reviews)

View other PayPal products

4.90

Based on 75,660 reviews, last reviewed 18th Apr 2026

2291600% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75660)

Credit function is great for budgeting cashflow

Credit function is great for budgeting cashflow Reviewed on: 25th May 2024

A very highly recommended credit card !

A very highly recommended credit card !! Reviewed on: 25th May 2024

PayPal credit has been very useful at time.

PayPal credit has been very useful at time. Monthly payments are also very handy. Reviewed on: 25th May 2024

Living my best life with PayPal credit

PayPal Credit helps me to manage my living costs and travel adventures. The generous interest free term in particular ensures I can afford my chosen lifestyle free of stress and full of enthusiasm. I’ve also noticed an uptake in stores and services offering PayPal too which is a welcome bonus. The app itself is a joy to use—and any issues I’ve had have been dealt with smoothly and seamlessly. Reviewed on: 25th May 2024

Very quick and easy to use.

Very quick and easy to use. Good communication and notifications from app Reviewed on: 25th May 2024

PayPal is my goto payment account.

PayPal is my goto payment account. A safe way to pay Reviewed on: 25th May 2024

Great way to spread the cost of larger purchases.

Great way to spread the cost of larger purchases. Reviewed on: 25th May 2024

Amazing, I love the way it’s easy to use

Amazing, I love the way it’s easy to use Reviewed on: 25th May 2024

I always had a great experience with PayPal , it’s m...

I always had a great experience with PayPal , it’s my preferable way of payment at all times.. Reviewed on: 25th May 2024

PayPal Is The Way To Pay, Anytime, Any Day

Easy and quick to use, no messing on searching for your cards to pay for your purchases. Also, if you need assistance, nothing is too much trouble for PayPal. Reviewed on: 25th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34440 reviews
Credit card
from PayPal 4.92 from 61 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub