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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145969 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145970)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal has been very convenient and easy to you

PayPal has been very convenient and easy to you Reviewed on: 25th June 2026

Quick easy and fast this was the easiest way to get...

Quick easy and fast this was the easiest way to get credit I have ever experienced Reviewed on: 25th June 2026

In the past when I have needed help they are accessi...

In the past when I have needed help they are accessible on the phone in getting a response which is rare these days with some other payment providers. And we’re top notch at actually resolving my query too. Reviewed on: 25th June 2026

convenient

i like spending money which i don’t have and PayPal helps Reviewed on: 25th June 2026

I had an excellent experience using PayPal Credit fr...

I had an excellent experience using PayPal Credit from start to finish. The application process was quick, straightforward, and easy to understand. My credit approval came through much faster than I expected, making the whole experience completely stress-free. What really impressed me was how smooth everything was. The service was professional, reliable, and transparent throughout, and I felt confident every step of the way. Being able to complete my purchase with such ease made a huge difference. I'd definitely recommend PayPal Credit to anyone looking for a fast, convenient, and trustworthy payment option. A fantastic service all round! Reviewed on: 25th June 2026

Good, needs improvement

The dashborad, the costumer interface isn't very clear and confusing to navigate and track Reviewed on: 25th June 2026

Easy to apply and use, a little bit automated with n...

Easy to apply and use, a little bit automated with no human contact. Reviewed on: 25th June 2026

10yrs of safety

Been with PayPal over 10years love the fact that making a transaction is always safe guarded by them ! Reviewed on: 25th June 2026

Great service from PayPal always the goto site for...

Great service from PayPal always the goto site for exclusive deals and payment options Reviewed on: 25th June 2026

Very easy to use,lots of retailers accept it.

Very easy to use,lots of retailers accept it. Reviewed on: 25th June 2026

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