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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105277 reviews)

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4.90

Based on 105,277 reviews, last reviewed 12th May 2026

2511750% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It just works, at times you can't ask for more It just works, at time you can't ask for more, you want a service that works, no gimmicks. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105277)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to Use, Great Customer Service

I find PayPal easy to use; it's quick to cancel subscriptions and issues raised about purchases have always been dealt with quickly. I don't find it quite as easy to understand fees, interest, PayPal credit etc. Reviewed on: 11th May 2026

Smooth hassle free you get to decide and plenty of o...

Smooth hassle free you get to decide and plenty of options Reviewed on: 11th May 2026

Good easy to use

Good easy to use wish there were offers with retailers Reviewed on: 11th May 2026

Able to use the card or online works well for all co...

Able to use the card or online works well for all companies Reviewed on: 11th May 2026

Paypal.reviews

I have been using PayPal for long time ,before other business available. Reviewed on: 11th May 2026

Very good very easy to use and secure

Very good very easy to use and secure Reviewed on: 11th May 2026

Brilliant service

Clear communication. Handy on hand credit. Being able to use on most online stores and apps Reviewed on: 11th May 2026

I love PayPal Credit!

I love PayPal Credit! So useful to allow purchasing things over periods of time and the ease is incredible. Reviewed on: 11th May 2026

PayPal credit is very convenient and something you c...

PayPal credit is very convenient and something you can rely on Reviewed on: 11th May 2026

Excellent!

I highly recommend PayPal credit because if you spend more than £99 you have 4 months free of charge to pay back your balance. You can also use your PayPal credit card paying online or in a physical shop. Very helpful. Reviewed on: 11th May 2026

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