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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent and reliable payment option

5
PayPal Credit has been a great way to manage my purchases. The platform is simple to use, payments are easy to track, and I’ve never had any issues with the service. It has made online shopping more flexible and convenient. I would happily recommend it to anyone looking for a trusted payment option. Reviewed on: 14th July 2026

I like the fact that I can use PayPal at checkout fo...

5
I like the fact that I can use PayPal at checkout for website purchases especially the website I’m unsure about. Reviewed on: 14th July 2026

Very good customer service and good service

5
Very good customer service and good service Reviewed on: 14th July 2026

Very reliable on payment, notifying you about credit...

5
Very reliable on payment, notifying you about credit before getting fined Reviewed on: 14th July 2026

Mr Najib

5
"PayPal is a really reliable service—it's easy to use and gives you peace of mind when making payments. My only concern is that if you have a dispute or need a refund, it can take a while before you actually get your money back. So, overall good, but just be aware of the delay in those situations." Reviewed on: 14th July 2026

Exceptional customer service

5
Whenever I have had a problem with a merchant and needed PayPal to step in they have been exceptional - taken the stress out of a difficult situation and are sympathetic to the buyer. Using PayPal as a way to pay is generally my preference due to this additional protection. Reviewed on: 14th July 2026

Great service and service are fantastic

5
Great service and service are fantastic Reviewed on: 14th July 2026

Its very easy to get help and support, Paypal was tr...

5
Its very easy to get help and support, Paypal was trusted Reviewed on: 14th July 2026

Helpful and a good incentive to pay in installements

5
Helpful and a good incentive to pay in installements Reviewed on: 14th July 2026

Satisfactory

5
Easy to use and available across platform Reviewed on: 14th July 2026

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