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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146086)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

very easy to use, quick and safe, I've been using Pa...

5
very easy to use, quick and safe, I've been using PayPal for years and it gets better and bigger and more options Reviewed on: 26th June 2026

Simple to use!

5
Simple to use! Ive only had one contact with customer service and it was easy to resolve my query! Using PayPal is easy as well! Great app! As someone who isn’t all that tech savvy it’s easy to navigate! I would recommend PayPal to friends and family. Reviewed on: 26th June 2026

Good product.

5
Good product. I love that you get a physical card also. Reviewed on: 26th June 2026

Best Credit Option for Online Purchase

5
Love PayPal credit always having three months to pay bigger purchases is so handy. I would recommend it to anyone who is good with managing their money. Reviewed on: 26th June 2026

Easy access online banking.

5
Easy access online banking with products to suit all. Reviewed on: 26th June 2026

Flexible and so simple

5
Flexible way to pay for bigger purchases and so easy and quick at checkout. I have bought so many things recently on PayPal Credit that I would not have been able to afford if I had to pay for them up front as it were. Reviewed on: 26th June 2026

PAYPAL IS THE BEST

5
Paypal is the best.Helps me out all the time and appreciate it so much Thank You Reviewed on: 26th June 2026

I would be lost without PayPal.

5
I would be lost without PayPal. Banking online is so insecure to me. I wish they had an actual bank Reviewed on: 26th June 2026

A sure safe way to pay

5
Easy to use via the App. A sure safe way to pay for goods and services Reviewed on: 26th June 2026

Great service from Paypal and I love the way Paypal...

5
Great service from Paypal and I love the way Paypal handles all. Reviewed on: 26th June 2026

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