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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,793 reviews, last reviewed 19th Jun 2026
4228300% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy to use no hassle, 0% credit for 4 mon... Great and easy to use no hassle, 0% credit for 4 months is amazing to have as buy now pay later Reviewed on: 19th June 2026
Wajed Q's avatar
Wajed Q

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142793)

Best service ever I recommend it

5
Best service ever I recommend it Reviewed on: 15th April 2026
Kenneth D's avatar
Kenneth D

The flexible options to use pay in 3 or 4 months int...

5
The flexible options to use pay in 3 or 4 months interest free are very helpful for larger essential purchases. Reviewed on: 15th April 2026
Joanne's avatar
Joanne

Fantastic

5
The credit is very good , easy , Reviewed on: 15th April 2026
Fernanda Lorini's avatar
Fernanda Lorini

Use all of the time.excellent

5
Use all of the time. Excellent and able to use 4 month interest free or pay in 3 options. Reviewed on: 15th April 2026
John Snaith's avatar
John Snaith

Quick, easy and safe way to pay

5
Very easy way to pay for goods safely, and to spread the cost over longer rather than having to have it all in one go. I regularly use the service and find it very convenient for booking hotels or holiday homes when planning short getaways. Reviewed on: 15th April 2026
wayne b's avatar
wayne b

It's easy to use and hassle free.

5
It's easy to use and hassle free. I can see at a glance where I am with my account. Reviewed on: 15th April 2026
Paul L's avatar
Paul L

Your pal My pal PayPal

5
Brilliant form of inexpensive credit line Reviewed on: 15th April 2026
Karl Evans's avatar
Karl Evans

Excelent, fast and easy to use.

5
Excelent, fast and easy to use. iam happy and amazed with this paypal specialy the credit card and other way of payments are excelent. Reviewed on: 15th April 2026
Myk's avatar
Myk

Easy to use, safe and secure.

5
Easy to use, safe and secure. I feel confident using PAYPAL as a safe way to send and receive money. Reviewed on: 15th April 2026
Peter F's avatar
Peter F

I love PayPal!

5
I love PayPal, they’ve helped me immediately when I’ve contacted them, always comprehensively explaining what’s happened and they’ve made purchasing so much easier and secure Reviewed on: 15th April 2026
Tom G's avatar
Tom G

Review PayPal: PayPal Credit now

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