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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,505 reviews, last reviewed 13th May 2026
2522350% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 The pay in 3 installments is handy Reviewed on: 13th May 2026
Chrisanthi christou 's avatar
Chrisanthi christou

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105505)

Fast, Secure & Super Convenient

5
I’ve used PayPal for over 15 years and it’s always been a service I can rely on. It makes online shopping quick, easy, and gives that extra peace of mind when making purchases. One feature I’ve found particularly useful is Pay in 3, it’s a really convenient way to spread the cost of bigger purchases without hassle, and the process is always straightforward. Overall, a trustworthy and user-friendly service that I’ve happily used for many years. Reviewed on: 12th May 2026
Keely b's avatar
Keely b

I've had a good experience so faro take advantage of...

4
I've had a good experience so faro take advantage of the pay in 3 and 0% for 4 months Reviewed on: 12th May 2026
Gavin M's avatar
Gavin M

Fast acceptance, easy to understand terms

5
I used PayPal credit to purchase my furniture from ikea for my first flat on my own. It was super easy to set up payments, I was accepted quickly and everything was explained well. I like how I can see how much is left to pay on the app, and it’s easy to make additional payments if I want to. Reviewed on: 12th May 2026
Rosie 123's avatar
Rosie 123

Professional, accommodating, resolving.

5
Professional, accommodating, resolving. , Reviewed on: 12th May 2026
Janet W's avatar
Janet W

Great start, easy to set up and good app support...

5
Great start, easy to set up and good app support Reviewed on: 12th May 2026
Victoria S's avatar
Victoria S

Jolly times......

5
So easy to use and great service when in need highly recommend Reviewed on: 12th May 2026
Carlz's avatar
Carlz

PayPal Credit is very convenient.

5
PayPal credit is super handy. They've got all sorts of payment options, depending on what you need or how you like to pay. It makes things affordable, whether it's something urgent or you're just a bit short on cash. Reviewed on: 12th May 2026
Mohammad K's avatar
Mohammad K

Used paypal forever.

5
Used paypal forever. Secure and easy to use. I feel better when I use it as it gives me an extra layer of protection. Love the credit, pay in 3 option and the new debit card. Reviewed on: 12th May 2026
Lucy P's avatar
Lucy P

Excellent interst free options

5
The interest free options offered by PayPal credit allows me to plan my finances and makes those unexpected purchases like needing a new household appliance stress free. Reviewed on: 12th May 2026
Lisa P's avatar
Lisa P

Great payment alternative

5
I use paypal all the time as it is a safe way to pay Reviewed on: 12th May 2026
Jamroll's avatar
Jamroll

Review PayPal: PayPal Credit now

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