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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal, Secure, quick, and easy

PayPal is very secure, it's quick, and it's easy PayPal credit was easy to set up and very good value, Reviewed on: 14th July 2026

PayPal credit is brilliant for budgeting

I allows me to budget my money well and not have to withdraw my savings to pay for larger transactions. There is no feeling that they are trying to make money from you as they notify you of the next payment date in good time and even allow the setting up of a direct debit. Reviewed on: 14th July 2026

Excellent service and easy to use

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the app and website are simple to use. Customer service has been helpful whenever I’ve needed assistance, and everything has worked smoothly. I would definitely recommend PayPal Credit to anyone looking for a convenient and reliable way to manage purchases. Reviewed on: 14th July 2026

Very easy to use.

Very easy to use. Would highly recommend. Everything went through without any problems. Reviewed on: 14th July 2026

Easy to use and understand.

Easy to use and understand. Pay later options are useful. I like adding and moving money options. Good service. Reviewed on: 14th July 2026

Easy payment processing and tracking of purchase wit...

Easy payment processing and tracking of purchase with emails tracking message. Makes it convenient and trustworthy companion Reviewed on: 14th July 2026

Fast easy to use service found what I want payed...

Fast easy to use service found what I want payed fast Reviewed on: 14th July 2026

The best in financial management and no complications

The best in financial management and no complications Reviewed on: 14th July 2026

Brilliant service and super easy to use

Brilliant service and super easy to use Reviewed on: 14th July 2026

Great service

Easy to use no hassle to set up, great way to budget Reviewed on: 14th July 2026

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