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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Every time I have contacted PayPal with a query or q...

Every time I have contacted PayPal with a query or question. It has always been answered professionally and knowledgeable Reviewed on: 2nd June 2025

Paypal makes me feel safe!

I genuinely love using PayPal; it’s a fantastic platform that makes me feel secure when making online purchases. Its widespread acceptance on sites like eBay and various retailers gives me confidence and peace of mind. I also appreciate the additional features, such as PayPal Credit and Pay in 3, which are excellent for spreading out the cost of larger purchases and managing my budget more effectively. Furthermore, the customer service team has always been helpful and responsive whenever I’ve needed assistance. Overall, I highly recommend PayPal for a safe and convenient online shopping experience. I just wish ALL retailers accepted Paypal. Reviewed on: 2nd June 2025

Handy for invoicing clients

Handy for invoicing clients and I use it for my small business. Reviewed on: 2nd June 2025

Paypal is always fun and easy to use compared to oth...

Paypal is always fun and easy to use compared to other apps Reviewed on: 2nd June 2025

Fast, safe and simple.

I've been using PayPal for few years. I'm sending, receiving money often. Also I have an loan with them. PayPal offers a straightforward payment experience, making it easy for me to manage my installments. Customer service is at a high level too. Reviewed on: 2nd June 2025

Never any problems.

Never any problems. Always works Reviewed on: 2nd June 2025

Never a problem

I use it very often and I have never had any problems with them Reviewed on: 2nd June 2025

I use PayPal for the conventional use of receiving m...

I use PayPal for the conventional use of receiving money Reviewed on: 2nd June 2025

PayPal: the easy way to pay

I’ve been using PayPal for at least 4 years now, and whether it’s paying back friends or managing subscriptions, it’s gave me a quick and simple way to manage my money. It’s linked up to both my bank accounts and has always given me a heads up with where my money’s going. Also I’ve got to give a shout-out to the pay in 3 method, it’s definitely saved me a few times when money’s tight! Reviewed on: 2nd June 2025

Very convenient for the bigger purchases.

Very convenient for the bigger purchases. Payments are easy and I always get a reminder in advance. Reviewed on: 2nd June 2025

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