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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146217 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146217)

PayPal account very trustworthy

Website easy to use, easy to contact them if there's a problem. Was scammed but got my money back thanks to PayPal. Protect your account and gives you updates information. Easy to use when buying things off Internet. Reviewed on: 27th June 2026

PayPal has you covered literally

I use PayPal for payment products for so many things, whether it’s paying a friend for pizza, booking fishing trips, buying things on EBay and now I use the 0% credit for 4 months on their credit card as well as their pay in 3 for 0% interest on numerous things I need to purchase in life including holidays! PayPal’s services are great for all your needs now and it’s great to see they’re also getting into the next digital money era with crypto and stable coins so can’t wait to see their credit products including them as time goes on! Reviewed on: 27th June 2026

Great customer service..

The app is excellent, but when I’ve had a problem that couldn’t be sorted on app, customer service were quick to answer, and quick to resolve problem. Reviewed on: 27th June 2026

Easy to use and there when when you need it.

Easy to use and there when when you need it. Reviewed on: 27th June 2026

PayPal credit allows you to purchase items interest...

PayPal credit allows you to purchase items interest free for 4 months and Is quick and easy to use when purchasing Reviewed on: 27th June 2026

Reliable and easy to use.

Reliable and easy to use. PayPal credit is very useful. Reviewed on: 27th June 2026

I trust PayPal to keep my card details safe

I trust PayPal to keep my card details safe Reviewed on: 27th June 2026

Never had any problems and service was very good

Never had any problems and service was very good Reviewed on: 27th June 2026

Excellent service

Excellent service, never lets you down Reviewed on: 27th June 2026

I’ve just started using PayPal for Credit and my exp...

I’ve just started using PayPal for Credit and my experience has been great. Customer service so far has been excellent. Reviewed on: 27th June 2026

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