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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I have been using PayPal for several years now and h...

I have been using PayPal for several years now and have never had a single problem, Well done PayPal Reviewed on: 14th July 2026

Have used PayPal for years.

Have used PayPal for years. Always great service. Reviewed on: 14th July 2026

Convenient and easy to use.

Found it convenient to use and the activity logs make it easy to keep track of spending. I’ve also found the pay in three facility useful for spending on larger items. I like the flexible payment options other than direct debit. Reviewed on: 14th July 2026

I always feel secure with PayPal transactions.

I always feel secure with PayPal transactions. I can therefore confidently recommend the service to any of my friends. Reviewed on: 14th July 2026

Perfect service.

Perfect service. There when I need it. Reviewed on: 14th July 2026

good service

Have been very good and I love pay with PayPal Reviewed on: 14th July 2026

PayPal is to be trusted.

Pay protect me when I use to make payments for transactions. And the service paid did not go through and my money was refunded by PayPal. Reviewed on: 14th July 2026

Great service and credit is very handy

Great service and credit is very handy Reviewed on: 14th July 2026

A great one stop shop for your financial security

Flexible credit provided by a reliable financial institution is still quite rare, so my PayPal account is the best partner I have to see me through my financial journey. From convenient card payments that avoid giving your card details to less secure retailers, to being able to spread spending across 3 months, to having a credit limit to spend and pay back over a longer period, it's a fantastic way to manage your finances all in one place, love it! Reviewed on: 14th July 2026

It’s very easy, most retailers accept PayPal, quick...

It’s very easy, most retailers accept PayPal, quick to accept credit and confirm acceptance, good website. Reviewed on: 14th July 2026

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