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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146204)

Easy to use and there when when you need it.

5
Easy to use and there when when you need it. Reviewed on: 27th June 2026

PayPal credit allows you to purchase items interest...

4
PayPal credit allows you to purchase items interest free for 4 months and Is quick and easy to use when purchasing Reviewed on: 27th June 2026

Reliable and easy to use.

5
Reliable and easy to use. PayPal credit is very useful. Reviewed on: 27th June 2026

I trust PayPal to keep my card details safe

5
I trust PayPal to keep my card details safe Reviewed on: 27th June 2026

Never had any problems and service was very good

5
Never had any problems and service was very good Reviewed on: 27th June 2026

Excellent service

5
Excellent service, never lets you down Reviewed on: 27th June 2026

I’ve just started using PayPal for Credit and my exp...

5
I’ve just started using PayPal for Credit and my experience has been great. Customer service so far has been excellent. Reviewed on: 27th June 2026

PayPal service is of premium quality

5
PayPal service is of premium quality, the staff are patient professionals. Reviewed on: 27th June 2026

Offers lots of services.

5
Offers lots of services. Easy to use and navigate the app. PAYPAL is safe and reliable to use. Reviewed on: 27th June 2026

Never had an issue with PayPal Credit, easy to arran...

5
Never had an issue with PayPal Credit, easy to arrange, smooth set up, payment due notifications received timely. Customer service are always friendly, show empathy and are always experienced Reviewed on: 27th June 2026

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