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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Its very easy to get help and support, Paypal was tr...

5
Its very easy to get help and support, Paypal was trusted Reviewed on: 14th July 2026

Helpful and a good incentive to pay in installements

5
Helpful and a good incentive to pay in installements Reviewed on: 14th July 2026

Satisfactory

5
Easy to use and available across platform Reviewed on: 14th July 2026

Valuable flexi money.

4
I am often using my PayPal credit, it's flexi and I have full control over my funds and repayments. Reviewed on: 14th July 2026

Excellent experience overall.

5
Excellent experience overall. Easy to use, payments are simple to manage, and everything has worked smoothly. I would recommend PayPal Credit Reviewed on: 14th July 2026

I getting best services also It has lots of faciliti...

5
I getting best services also It has lots of facilities for payment systems , like- pay separately . Reviewed on: 14th July 2026

My experience Reliable and Easy to Use

4
My experience with PayPal has been very positive. The platform is easy to use, offers a quick and secure payment process, and provides confidence when making online transactions. Whenever I have needed support, I have found helpful information and been able to resolve my queries easily. I would recommend PayPal to anyone looking for a convenient and reliable way to make payments and shop online. Reviewed on: 14th July 2026

Very useful and beneficial, especially when its inte...

5
Very useful and beneficial, especially when its interest free. Reviewed on: 14th July 2026

Good deals when it comes to credit and very helpful...

5
Good deals when it comes to credit and very helpful customer service! Able to help with day to day bills and things we need without paying a lump sum Reviewed on: 14th July 2026

It is exactly the card I was looking.

5
It is exactly the card I was looking that works for me and my family. I do not need to wait for pay day in order to get stuff I needed. The card is easy to use. Reviewed on: 14th July 2026

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