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PayPal: PayPal Credit reviews

4.90
Based on 105,479 reviews, last reviewed 13th May 2026
2521300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal has been a smooth and secure experience... Using PayPal has been a smooth and secure experience for me. Transactions are quick, and the platform is very easy to use. I especially like the buyer... Read more Reviewed on: 13th May 2026
Abid H's avatar
Abid H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105479)

PayPal is very easy to use and is a very convenient...

5
PayPal is very easy to use and is a very convenient way of paying for things. Reviewed on: 12th May 2026

Reliable service

5
Reliable service, convenient credit when needed. Reviewed on: 12th May 2026

Great service and very secure.

5
Great service and very secure. Gives me confidence when making transactions Reviewed on: 12th May 2026

I've always had a great experience using paypal.

5
I've always had a great experience using paypal. Whether its using the credit system that gives you 4 months to pay back which is ideal. Or getting them involved when an item hasn't been delivered or you feel scammed. Reviewed on: 12th May 2026

Easy to use and you can earn points to spend on what...

5
Easy to use and you can earn points to spend on whatever you want Reviewed on: 12th May 2026

Useful service options like PayPal Plus and Credit w...

4
Useful service options like PayPal Plus and Credit with Pay in 3 however trying to get a refund for anything is always an uphill struggle. Reviewed on: 12th May 2026

I have found the product to be very effective in all...

5
I have found the product to be very effective in allowing different ways in which to spread costs of goods whilst being confident that you will be supported should you require a refund from a company Reviewed on: 12th May 2026

PayPal for best financial services.

5
Your service is second to none and keep up the good work . Having worked with PayPal for the past twenty one years I have never have any regrets. Reviewed on: 12th May 2026

Good service and on point and sorting quick your iss...

5
Good service and on point and sorting quick your issues Reviewed on: 12th May 2026

hard to talk to someone.

4
hard to talk to someone. Difficult sometimes to understand hw their credit works if have more than 1 item on it Reviewed on: 12th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review