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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146168 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146168)

So easy to use.

So easy to use. The app is excellent and it’s a great way to balance my spending. I love that I can pay items off in 4 months without paying any interest. It’s simple and easy to keep on top of my payments too. Reviewed on: 27th June 2026

Ease of abuse.

Easy to use easy to withdraw get bonus some points which is useful you could turn points in other things such as cashback et cetera. Reliable safe and secure easy to make payments and transfers Reviewed on: 27th June 2026

paypal excellence

So easy to do business with. Fast hassle free service. Exactly how it should be Reviewed on: 27th June 2026

Easy to use.

Easy to use.pay bills ,very good Reviewed on: 27th June 2026

Was so easy to set up and work and making payments i...

Was so easy to set up and work and making payments is so handy Reviewed on: 27th June 2026

Signup discount, ease of setup.

PayPal offered a good signup discount, and was easy to set up a direct debit. Reviewed on: 27th June 2026

good overall,but not being able to pay off individua...

good overall,but not being able to pay off individual purchases in paypal credit is a real letdown Reviewed on: 27th June 2026

Easy to use and access and great that most websites...

Easy to use and access and great that most websites use it Reviewed on: 27th June 2026

PayPal rewards has been the best addition to the ser...

PayPal rewards has been the best addition to the service. I've been able to spend my points in lots of different retailers. Reviewed on: 27th June 2026

It's good but I do wish money was quicker processed...

It's good but I do wish money was quicker processed when you make a payment and when a payment hasn't gone through to recognise it and come back to you instead of staying pending for 48hours. Reviewed on: 27th June 2026

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