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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146144 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146144)

Easy to use protection guarantee

Easy to use protection guarantee Reviewed on: 27th June 2026

I use PayPal a lot.

I use PayPal a lot. The pay in 3 and no intrest if paid in 4 months option PayPal Credit option make it so much easier to keep my money in shape. The reduced 12.9% intrest rate with installment plans on Ebay makes shopping with PayPal inexpensive and very manageable. Reviewed on: 27th June 2026

Excellent service

offering a physical card was a great decision and interest free period. the customer service is polite and efficient Reviewed on: 27th June 2026

Paypal Credit is the best Credit provider going

I use PayPal Credit a lot and it always been straightforward and simple to use Reviewed on: 27th June 2026

PayPal Credit Makes Life a Little Easier

Allows me to spread the cost of purchases across four months interest free. I have found this really helpful for budgeting. The website is easy to navigate and understand when you need to schedule payments. Reviewed on: 27th June 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the account has been very easy to manage through PayPal. The flexibility to spread payments over time has been extremely helpful, especially for larger purchases. I also appreciate how seamlessly it integrates with online shopping, making checkout fast and convenient. Customer service has been responsive whenever I’ve had questions, and the promotional financing options have helped me manage my budget more effectively. Overall, PayPal Credit has been a reliable and convenient financial tool that I would highly recommend. Reviewed on: 27th June 2026

Easy to use and great customer service when I’ve had...

Easy to use and great customer service when I’ve had to contact them Reviewed on: 27th June 2026

i happy as a customer of Paypal .

i happy as a customer of Paypal ....... Reviewed on: 27th June 2026

No complaints!

everything is easy to understand and use when signing up. never had an issue since then. communication is great, they’re thorough when updating you with new terms or increasing your limit. absolutely no issues for me, very happy! Reviewed on: 27th June 2026

Very impressed!

Very impressed! Really would recommend Reviewed on: 27th June 2026

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