Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Really well organised, easy to use , helpful.

5
Really well organised, easy to use , helpful. Reviewed on: 14th July 2026

The perfect system for payment!

5
Always fine them very helpful if I have queries and the system is so easy to use. I use it all the time! Reviewed on: 14th July 2026

PayPal and their Customer Service!

5
I use PayPal quite a lot to make payments and one time I had an issue with someone I made a payment to. a business to be clearer, and they helped me dispute and get my money back. 10/10 from customer service team! Reviewed on: 14th July 2026

very positive experience over the years..

5
I have had a very positive experience over the many years I’ve been using PayPal. Very convenient and easy to use. Without a doubt I highly recommend it. Reviewed on: 14th July 2026

PayPal is a unique tool

5
I find excellent responses whenever I need any help or have a question. For me it’s always excellent.PayPal is a very good tool in my hand I can benefit from, Reviewed on: 14th July 2026

Extremely convenient financing!

5
I've been using PayPal Credit for a while now, and it has made managing larger purchases so much easier. The integration is seamless at checkout, and the interest-free offers on purchases over £99 are a fantastic bonus. It’s reliable, straightforward, and highly recommended! Reviewed on: 14th July 2026

PayPal is absolutely useful.

5
PayPal is absolutely useful. I am amazed! Reviewed on: 14th July 2026

Great customer service Great products only one thing...

5
Great customer service Great products only one thing for me the goods extend the payments instant free to 4 to month payment free which would be great especially when they're all of us are on living circumstances Reviewed on: 14th July 2026

Excellent great value easy to navigate great options

5
Excellent great value easy to navigate great options Reviewed on: 14th July 2026

I have always had a pleasant experience using PayPal...

5
I have always had a pleasant experience using PayPal and it is a safer way of shopping Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101291 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products