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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Amazing very reliable.

Amazing very reliable..I have used PayPal for so many years it's so easy and efficient.It's very trustworthy very prompt I have never had a issue..and now it's even better with the new things coming out. Reviewed on: 2nd June 2025

I was scammed but PayPal helped me refund my money.

I have once bought a powder from Eshiko based in Japan. It turned out to be a scam and PayPal helped me sort it out quickly without any further problems. Reviewed on: 2nd June 2025

PayPal credit makes affording the big things affordable

I have found pay pal to be the best way to pay for services online securely if there are any issues with an order they can step in and help with refunds. The pay pal credit feature is great I don’t think I’d have been to afford a lot of the tech now if I hadn’t been able to use pay pal credit. It makes affording the big things affordable. Reviewed on: 2nd June 2025

Been with PayPal for quite some time now.

Been with PayPal for quite some time now. I use it for all my transactions when buying. I prefer it to using my debit/credit cards. I now have but now pay later which is very handy. Reviewed on: 2nd June 2025

Great communication whenever there's an issue quick...

Great communication whenever there's an issue quick to answer calls for support or online. Flexible repayment helps me repay back at my own pace. Reviewed on: 2nd June 2025

Pay pal is great for sending money, it’s quick and e...

Pay pal is great for sending money, it’s quick and easy and there’s no fees or low fees, it’s great. I use PayPal for my music payments and it’s brilliant! Reviewed on: 2nd June 2025

Used PayPal for receiving gift- very good for the pu...

Used PayPal for receiving gift- very good for the purpose. People was able to send money quickly and without hassle. We then were able to see how much people gifted and kept track. It was very easy to use Reviewed on: 2nd June 2025

Useful and let’s you manage your payments easily you...

Useful and let’s you manage your payments easily yourself Reviewed on: 2nd June 2025

Excellent experience to use the PayPal

Excellent experience to use the PayPal Reviewed on: 2nd June 2025

Never experienced any issues, I'm happy PayPal user.

Never experienced any issues, I'm happy PayPal user. Reviewed on: 2nd June 2025

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