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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,440 reviews, last reviewed 12th May 2026
2519550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

reliable and convenient payment option PayPal has been a reliable and convenient payment platform for me. Transactions are quick, secure, and easy to manage, whether shopping online or send... Read more Reviewed on: 12th May 2026
Kerry C's avatar
Kerry C

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105440)

Jolly times......

5
So easy to use and great service when in need highly recommend Reviewed on: 12th May 2026
Carlz's avatar
Carlz

PayPal Credit is very convenient.

5
PayPal credit is super handy. They've got all sorts of payment options, depending on what you need or how you like to pay. It makes things affordable, whether it's something urgent or you're just a bit short on cash. Reviewed on: 12th May 2026
Mohammad K's avatar
Mohammad K

Used paypal forever.

5
Used paypal forever. Secure and easy to use. I feel better when I use it as it gives me an extra layer of protection. Love the credit, pay in 3 option and the new debit card. Reviewed on: 12th May 2026
Lucy P's avatar
Lucy P

Excellent interst free options

5
The interest free options offered by PayPal credit allows me to plan my finances and makes those unexpected purchases like needing a new household appliance stress free. Reviewed on: 12th May 2026
Lisa P's avatar
Lisa P

Great payment alternative

5
I use paypal all the time as it is a safe way to pay Reviewed on: 12th May 2026
Jamroll's avatar
Jamroll

Iterest free

5
Easy to use, I like the interest free option when paid in full within the time limit. Reviewed on: 12th May 2026
Chris's avatar
Chris

PayPal Credit

5
Really easy to jeep up to date via the user friendly app. Everything is clear, easy to manage and PayPal credit offers good competitive rates. Reviewed on: 12th May 2026
GMc's avatar
GMc

Always us credit at PayPal as it helps me budget par...

5
Always us credit at PayPal as it helps me budget particularly like the 0% interest feature Reviewed on: 12th May 2026
Julia's avatar
Julia

Yet to have a bad experience

5
yet to have a bad experience whenever i have had an issue it has been worked out right away Reviewed on: 12th May 2026
Sakura 's avatar
Sakura

PayPal has always been great and so much easier to u...

5
PayPal has always been great and so much easier to use especially for UK to US payments Reviewed on: 12th May 2026
Kat's avatar
Kat

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