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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing service always their to help send several re...

5
Amazing service always their to help send several reminders to make payments Reviewed on: 14th July 2026

Excellent

5
Little apprehensive at first but the ease of which this works is great and the flexibility of payments outdoes some mainstream banks Reviewed on: 14th July 2026

Always a good experi...

5
When ever I've used paypal it has been a good experience. I have used both PayPal and PayPal Credit Reviewed on: 14th July 2026

All going smoothly without any issues

5
All going smoothly without any issues Reviewed on: 14th July 2026

Always a good efficient service.

5
Always a good efficient service. Trustworthy Reviewed on: 14th July 2026

Easy to use and log into.

5
Easy to use and log into. Complaints or disuputes with retailers resolved promptly Reviewed on: 14th July 2026

PayPal is secure and very reassuring.

5
PayPal is secure and very reassuring. Since I have been using PayPal I have had no problem and have course to complain. It's customer service is excellent. One time that had issue with my payment and called the customer service, my payment was instantly rescheduled and I was duly reassured. Reviewed on: 14th July 2026

It's the ease of use, the simplicity of all my trans...

5
It's the ease of use, the simplicity of all my transactions. Settlement is also so straight forward. I love it. Reviewed on: 14th July 2026

I will always use paypal credit now, its so easy to...

5
I will always use paypal credit now, its so easy to use. Reviewed on: 14th July 2026

Don't think about it,join now.(Steviej 73yrs )

4
Having used PayPal for several years, I recently acquired a debit card, I feel a lot more relaxed when paying through PayPal, no problems so far,would certainly recommend Reviewed on: 14th July 2026

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