Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181096)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal if available to purchase goods or servi...

5
I use PayPal if available to purchase goods or services because it's easy and secure and buyer protection included. Very pleased with the service and highly recommended Reviewed on: 14th July 2026

Very enjoyable.

5
Very enjoyable. I've never had any issues with thrm Reviewed on: 14th July 2026

Friendly service

5
Good service helpful and friendly Reviewed on: 14th July 2026

Amazing service always their to help send several re...

5
Amazing service always their to help send several reminders to make payments Reviewed on: 14th July 2026

Excellent

5
Little apprehensive at first but the ease of which this works is great and the flexibility of payments outdoes some mainstream banks Reviewed on: 14th July 2026

Always a good experi...

5
When ever I've used paypal it has been a good experience. I have used both PayPal and PayPal Credit Reviewed on: 14th July 2026

All going smoothly without any issues

5
All going smoothly without any issues Reviewed on: 14th July 2026

Always a good efficient service.

5
Always a good efficient service. Trustworthy Reviewed on: 14th July 2026

Easy to use and log into.

5
Easy to use and log into. Complaints or disuputes with retailers resolved promptly Reviewed on: 14th July 2026

PayPal is secure and very reassuring.

5
PayPal is secure and very reassuring. Since I have been using PayPal I have had no problem and have course to complain. It's customer service is excellent. One time that had issue with my payment and called the customer service, my payment was instantly rescheduled and I was duly reassured. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101259 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products