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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105570 reviews)

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4.90

Based on 105,570 reviews, last reviewed 13th May 2026

2525400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great app with the ability to make payments easy Great app with the ability to make payments easy Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105570)

Easy to use platform.

Easy to use platform. Brilliant affordable rates when you need them. Reviewed on: 12th May 2026

Trust is critical. PayPal delivers.

It's nice to be able to trust a company to make a payment and know it's safe if there is issues. Trust in the age is so important. Reviewed on: 12th May 2026

Quick response time when customer service was reache...

Quick response time when customer service was reached out to Reviewed on: 12th May 2026

Fast and effective payment system.

Fast and effective payment system. My family and friends are using the PayPal app. I like using it when buying tech items. Reviewed on: 12th May 2026

Easy to use - gives me freedom over my purchases.

Easy to use - gives me freedom over my purchases. Reviewed on: 12th May 2026

amazing smooth service and very reliable.

amazing smooth service and very reliable. never had any issues Reviewed on: 12th May 2026

Easy to use, helpful and protection on purchase

Easy to use, helpful and protection on purchase Reviewed on: 12th May 2026

Very easy to use for everyday purchases

Very easy to use for everyday purchases and to set up the credit agreement. Reviewed on: 12th May 2026

Good service.

Good service. The fact that you can connect your bank and pay with PayPal card. Reviewed on: 12th May 2026

I purchase a lot through PayPal on credit pay in 3...

I purchase a lot through PayPal on credit pay in 3 and debit card I feel more protected through PayPal . only down side is it can take a long time for the account payments to go through Reviewed on: 12th May 2026

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