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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146233)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy and fast process for purchases and applying.

Very easy and fast process for purchases and applying. Reviewed on: 27th June 2026

A trustworthy company with excellent rewards scheme.

A trustworthy company with excellent rewards scheme. Very convenient and accepted in most online vendors.! Reviewed on: 27th June 2026

Never a problem with PayPal .

Never a problem with PayPal, always kept away from their credit option , but knowing how good they were otherwise, thought I would participate, easy and clear to understand and it helps you stay in control. Reviewed on: 27th June 2026

Great service and plan for me !

Great service and plan for me !PayPal is the only way for payments online for me and has been for years and to have a physical card it’s a game changer for using my credit with them. Safe and secure service 10 out of 10 from me. Reviewed on: 27th June 2026

Very easy, quick and simple interface, allows me to...

Very easy, quick and simple interface, allows me to spread the cost. Reviewed on: 27th June 2026

So easy to use.

So easy to use. The app is excellent and it’s a great way to balance my spending. I love that I can pay items off in 4 months without paying any interest. It’s simple and easy to keep on top of my payments too. Reviewed on: 27th June 2026

Ease of abuse.

Easy to use easy to withdraw get bonus some points which is useful you could turn points in other things such as cashback et cetera. Reliable safe and secure easy to make payments and transfers Reviewed on: 27th June 2026

paypal excellence

So easy to do business with. Fast hassle free service. Exactly how it should be Reviewed on: 27th June 2026

Easy to use.

Easy to use.pay bills ,very good Reviewed on: 27th June 2026

Was so easy to set up and work and making payments i...

Was so easy to set up and work and making payments is so handy Reviewed on: 27th June 2026

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