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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146284 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146284)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great all round service use it all the tome

Great all round service use it all the tome Reviewed on: 27th June 2026

Easy peasy

Always easy to use, makes things more manageable to spread costs Reviewed on: 27th June 2026

Super easy to use and available on most shopping pla...

Super easy to use and available on most shopping platforms. I have PayPal credit and Pay in Three so I have great options Reviewed on: 27th June 2026

Ease of use

Its easy to use and can be added to your wallet on your phone making it very straight forward to use . Reviewed on: 27th June 2026

Great service, easy to access both online and on the...

Great service, easy to access both online and on the telephone. Reviewed on: 27th June 2026

Excellent service love the pay in 4 and now a card I...

Excellent service love the pay in 4 and now a card I can use on Apple Pay, wish the balance updated more quickly when paying by direct debit and if you could request increase credit limit Reviewed on: 27th June 2026

Simple and easy to use and offers and good range of...

Simple and easy to use and offers and good range of credit choices Reviewed on: 27th June 2026

PayPal credit is easy to use and offers no fuss alte...

PayPal credit is easy to use and offers no fuss alternative to other methods if credit. Its best feature is the flexibility it offers in terms of payment options and convenience. There is room for improvement in how fast it updates remaining balances after a payment is made, until the user becomes aware of the delay, it can seem that payments have not been processed. Reviewed on: 27th June 2026

Absolutely fantastic when I've experienced any probl...

Absolutely fantastic when I've experienced any problems pay pal have been perfect to sort it out for me. Always there to explain what the process is and making it less stressful for me and getting my payments sorted. Reviewed on: 27th June 2026

Convenient line of temporary credit

Convenient line of temporary credit Reviewed on: 27th June 2026

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