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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Ability to stretch higher payments into set monthly...

Ability to stretch higher payments into set monthly amounts is very helpful. Especially in today's financial climate. Reviewed on: 14th July 2026

Great service, I appreciate the speed and the conven...

Great service, I appreciate the speed and the convenience Reviewed on: 14th July 2026

Fantastic to have some interest free payment options...

Fantastic to have some interest free payment options to pay for some luxuries over few payments and easy to use. Reviewed on: 14th July 2026

Love it so star all day long

Used paypal for years never ever had any issues love it it's helped me a hell of alot to afford to by the things I need Reviewed on: 14th July 2026

Very simple to use and hassle free

Very simple to use and hassle free Reviewed on: 14th July 2026

I have always had very good service from Paypal

I have always had very good service from Paypal Reviewed on: 14th July 2026

Great service always improving and as a PayPal custo...

Great service always improving and as a PayPal customer I always feel protected Reviewed on: 14th July 2026

convenient and reliable affordable

It was offered to me at the right time and help keep up with ordered when I really needed them Reviewed on: 14th July 2026

I love using your credit it as helped me a...

I love using your credit it as helped me a lot Reviewed on: 14th July 2026

PayPal has made managing my money incredibly efficient

PayPal has been incredibly friendly and accessible when it comes to working with my money and making the most of it! It has incredibly fast and flexible features which allows me to be as efficient as possible - especially with the knowledgable customer service team. Reviewed on: 14th July 2026

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