Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105627 reviews)

View other PayPal products

4.90

Based on 105,628 reviews, last reviewed 13th May 2026

2527950% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and affordable to pay. Easy and affordable to pay. Very recommended Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105628)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Really easy to use and other great perks such as 4 m...

Really easy to use and other great perks such as 4 month 0% interest Reviewed on: 12th May 2026

Easy, Smooth, trusted

It's been a smooth experience; I can use it for almost all purchases. I appreciate the protection that PayPal provides, and if I see that I can use PayPal Credit, it indicates that a website is legitimate. I have encountered no issues and will continue to use it. Reviewed on: 12th May 2026

Great system.

Great system. Safe way to transfer money. Reviewed on: 12th May 2026

PayPal is a safe reliable service to use.

PayPal is a safe reliable service to use. PayPal credit helps me pay and budget for larger purchases Reviewed on: 12th May 2026

Having funds whenever I need it

My payment goes through each time I make a purchase. And also, the repayment time gives me enough time to plan my finances. Reviewed on: 12th May 2026

Easy, Safe and convenient, everything I need to give...

Easy, Safe and convenient, everything I need to give peace of mind in online shopping Reviewed on: 12th May 2026

Better standard of life.

Has helped me purchase some extras which are much appreciated. Reviewed on: 12th May 2026

This is an amazing help,support I recommend

This is an amazing help,support I recommend Reviewed on: 12th May 2026

Very good to deal with, helped by reminders for when...

Very good to deal with, helped by reminders for when payments are due. Hassle free transactions. Reviewed on: 12th May 2026

Really great app really helpful for purchasing items...

Really great app really helpful for purchasing items and you can pay over a duration of time. Reviewed on: 12th May 2026

Alternative products

Payments
from PayPal 4.91 from 3712 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub