Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146379 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146379)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great Finance Provider, easy to ise and navigate

Great Finance Provider, easy to ise and navigate Reviewed on: 27th June 2026

PayPal - A Reliable Service

I've been using PayPal for years and it's become a very reliable service in which I am able to pay for things now or pay later with their helpful credit options. This is the main way I use the service nowadays but it's also helped me pay securely many times. I recommend both products! Reviewed on: 27th June 2026

Always reliable service with good protection

Always reliable service with good protection Reviewed on: 27th June 2026

Convenient

PayPal is always a convenient way to pay Reviewed on: 27th June 2026

Great service, no complaints.

Great service, no complaints. Everything always works, customer service always helpful if needed. Reviewed on: 27th June 2026

I have had a positive experience using PayPal Credit.

I have had a positive experience using PayPal Credit. The application process was straightforward, and I received a quick decision. It has been useful for spreading the cost of larger purchases with manageable monthly payments. The online account is easy to use, making it simple to check my balance and make payments. As long as payments are made on time and the terms are understood, PayPal Credit is a convenient and flexible payment option. Overall, I have been satisfied with the service. Reviewed on: 27th June 2026

I have used PayPal credit for years now for larger p...

I have used PayPal credit for years now for larger purchases and it's been brilliant, especially 4 months interest free !! Have recently got the physical card so can use in more places as it's a MasterCard, brilliant. Reviewed on: 27th June 2026

Preferred method of online payment.

Used Pay Pal for years now, prefer this method of paying especially online Reviewed on: 27th June 2026

very easy to use ,excellent service

very easy to use ,excellent service Reviewed on: 27th June 2026

Simplicity

So easy to use and easily available Reviewed on: 27th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77894 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub