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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Pay pal is an easy safe way to make payments, keep t...

Pay pal is an easy safe way to make payments, keep track of money and get finance ! Reviewed on: 2nd June 2025

The best to ever do it!

I’ve been using PayPal credit for years and honestly they are the best at it!! Never had any issues ever. They always let you know when payment is due and when the payment will come out. They have been very transparent from the beginning! Reviewed on: 2nd June 2025

Excellent customer service and care provided.

Excellent customer service and care provided. Listen to what your issue and resolve it as soon as possible. Reviewed on: 2nd June 2025

Its simple and easy to use.

Its simple and easy to use. Gives me the flexibility to pay over a longer period of time and I know when interest will be applied Reviewed on: 2nd June 2025

I feel this is one of the safest and secure way to s...

I feel this is one of the safest and secure way to send money. Reviewed on: 2nd June 2025

Excellent and easy to use with good options for repa...

Excellent and easy to use with good options for repayment. Reviewed on: 2nd June 2025

I've been using PayPal for years now, and overall, i...

I've been using PayPal for years now, and overall, it has been a game-changer in how I handle online payments. Whether I’m buying something from a small independent shop, sending money to a friend, or receiving payments for freelance work, PayPal has made everything seamless. One of the biggest reasons I rely on PayPal is its ease of use. Signing up and linking my bank account was straightforward, and now I can make transactions with just a few clicks. The security features also give me peace of mind—I don’t have to worry about exposing my card details every time I buy something online. Another huge plus is its global reach. I love that I can shop from international websites without dealing with complicated currency conversions. PayPal handles it all for me, even if I sometimes wince at the fees. Reviewed on: 2nd June 2025

I have no complaints about PayPal

I have no complaints about PayPal, their customer service is outstanding, everything is outstanding in fact. Reviewed on: 2nd June 2025

Never had a problem, everything is easily done and...

Never had a problem, everything is easily done and easy to keep track of,helps spread the cost Reviewed on: 2nd June 2025

Well recommended

Easy to use , handy to have as a safety net . Fees are simple , good communication and reminders about payments . Reviewed on: 2nd June 2025

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