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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Excellent platform

Excellent platform Reliable and secure for online payments and money transfers. Reviewed on: 2nd June 2025

It helped when I needed it.

It helped when I needed it. they offered me to have higher credit but it wasn’t necessary for me to. Interest free for 4 months but I do go over that sometimes. Reviewed on: 2nd June 2025

Satisfied with the service.

Satisfied with the service. Very convenient. Reviewed on: 2nd June 2025

Great service and safety confidence in payments

I Have used PayPal for some years now and I always you for purchases that I use regularly and for one off purchase simply because I know if I have an issue, you are there to help this of course give me confidence in your company, also some other benefits such one sign in on a vendors site means I do not have to keep using other payment cards. Reviewed on: 2nd June 2025

Always accurate customer service.

Always accurate customer service. I never had any issues with the payment via paypal Reviewed on: 2nd June 2025

Every time it’s better to use PayPal

Every time it’s better to use PayPal Reviewed on: 2nd June 2025

Awesome no issues ever , reliable

Awesome no issues ever , reliable Reviewed on: 2nd June 2025

Happy with paypal

I feel secure using PayPal especially when purchasing online and the transactions always go smoothly. The credit limit is decent and so is the 4 month interest free period Reviewed on: 2nd June 2025

Simply the best!

Great app, easy to use and navigate, excellent service and novel product offerings.. especially the Pay in 3 and 4 months interest free credit. I use it for practically all internet purchases and have no hesitation in recommending to others! I’m also hugely impressed by the security measures built into the system.. keep it up PayPal! Reviewed on: 2nd June 2025

Still waiting for a refund from a credit claim so wi...

Still waiting for a refund from a credit claim so will give feedback if and when it gets resolved. Reviewed on: 2nd June 2025

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