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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146404)

I trust PayPal more than any other company, I have b...

5
I trust PayPal more than any other company, I have been a member for many years and they have never let me down. They support me when I have concerns with my purchases and it’s an easy process of buying, sending and receiving. Reviewed on: 27th June 2026

Great trustworthy service

5
I have used PayPal for many years now and I have always had a good experience with them and would highly recommend Reviewed on: 27th June 2026

PayPal Credit is a lifesaver for bigger purchases

5
PayPal Credit is a lifesaver for splitting up bigger purchases without dealing with extra stress. It links right into your regular account, so paying things off is super easy and completely hassle-free. Reviewed on: 27th June 2026

easy to access and use .

5
easy to access and use .straightforward. Reviewed on: 27th June 2026

Good service used sensibly

5
Easy to use this service, in my opinion the smart way to buy products, easy to see your outstanding balance so you don’t over spend Reviewed on: 27th June 2026

Great Finance Provider, easy to ise and navigate

5
Great Finance Provider, easy to ise and navigate Reviewed on: 27th June 2026

PayPal - A Reliable Service

5
I've been using PayPal for years and it's become a very reliable service in which I am able to pay for things now or pay later with their helpful credit options. This is the main way I use the service nowadays but it's also helped me pay securely many times. I recommend both products! Reviewed on: 27th June 2026

Always reliable service with good protection

5
Always reliable service with good protection Reviewed on: 27th June 2026

Convenient

5
PayPal is always a convenient way to pay Reviewed on: 27th June 2026

Great service, no complaints.

5
Great service, no complaints. Everything always works, customer service always helpful if needed. Reviewed on: 27th June 2026

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