Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I've been using PayPal for a long time and always ha...

5
I've been using PayPal for a long time and always happy with the service Reviewed on: 14th July 2026

PayPal excellent service

5
When i first came across PayPal, I thought it was a great way for buying online and every penny I spent was protected. Then when I came across PayPal credit, I couldn't ask for a better service Reviewed on: 14th July 2026

What to tell everything good and easy

5
What to tell everything good and easy Reviewed on: 14th July 2026

Wouldn’t be without it.

5
It’s easy to pay, easy to keep track of and excellent customer service. I wouldn’t use anything else. Reviewed on: 14th July 2026

One of the main benefits is the ability to make purc...

5
One of the main benefits is the ability to make purchases and pay for them over time rather than paying the full amount upfront. The online account management is easy to use, allowing me to view transactions, check balances, and make payments quickly. Reviewed on: 14th July 2026

Trusted payments

5
Always a trusted way to pay for things or send money to others. Reviewed on: 14th July 2026

PayPal cred is very easy to set up, and helps me t...

5
PayPal credit is very easy to set up, and helps me to budget Reviewed on: 14th July 2026

Great for paying things off when your low on money

5
Great for paying things off when your low on money Reviewed on: 14th July 2026

Using PayPal credit is very easy to use ,download th...

5
Using PayPal credit is very easy to use ,download the app ,select method of payment eg payment from your bank card , 3 month instruments or PayPal credit ,make your purchase & authorise through the app Reviewed on: 14th July 2026

It's a good help for when I'm in short money and I h...

5
It's a good help for when I'm in short money and I have enough time to pay it back , thanks for Ur kindness Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101291 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products