Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50809)

Just so easy and I know it's safe

Just so easy and I know it's safe Reviewed on: 2nd June 2025

Overall a smooth transaction with clear and simple c...

Overall a smooth transaction with clear and simple contract. Not had one issue when using PayPal Credit. Very safe and excellent company. Reviewed on: 2nd June 2025

Very helpful when needed a push on my finances

Very helpful when needed a push on my finances Reviewed on: 2nd June 2025

Positive Experience

Easy to use. If have any issues customer service sort things out straight away without any hassle. Only had a positive experience using PayPal Credit. Reviewed on: 2nd June 2025

I am extremely pleased with the services provided, a...

I am extremely pleased with the services provided, and I want to highlight how wonderful their customer service and support are. Their commitment to assisting customers truly sets them apart, and I couldn’t be happier with my experience! Reviewed on: 2nd June 2025

Quick Easy

Quick Easy i use it for specific providers Reviewed on: 2nd June 2025

Credit buildup

PayPal Credit has helped me build my credit from scratch. Reviewed on: 2nd June 2025

Easy to sort things with customer service

Easy to sort things with customer service Reviewed on: 2nd June 2025

Quick and simple I recommend PayPal

Quick and simple to use I like the pay later options even better no fuss Reviewed on: 2nd June 2025

The staffs are welcoming and professional.

The staffs are welcoming and professional. Always quick to make resolution. Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub