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PayPal: PayPal Credit reviews

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4.90
Based on 105,716 reviews, last reviewed 13th May 2026
2531800% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best Paypal is the best. . . . . . .. Reviewed on: 13th May 2026
Alt's avatar
Alt

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026
Benjamin S's avatar
Benjamin S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105716)

It was good experience when i need money always payp...

5
It was good experience when i need money always paypal with me Reviewed on: 12th May 2026
Aditya 's avatar
Aditya

Very good resource

5
Very good platform - quite straightforward, transparent and user friendly Reviewed on: 12th May 2026
Ravan S's avatar
Ravan S

PayPal is one of the best services I’ve come across,...

5
PayPal is one of the best services I’ve come across, always use PayPal as I trust it and it trust me as I always pay back super fast as PayPal makes life easier Reviewed on: 12th May 2026
Stuart B's avatar
Stuart B

The app is a little bit awkward at first

4
The app is a little bit awkward to use but hopefully it will make more sense as I use it more. Reviewed on: 12th May 2026
LA's avatar
LA

Very good service always provided.

5
Very good service always provided.Highly recommend. Reviewed on: 12th May 2026
Alex R Shalita 's avatar
Alex R Shalita

Having used it for years linked to eBay, I've always...

5
Having used it for years linked to eBay, I've always had a positive experience and the Pay in 3 has always been simple to setup. PayPal credit is an extra help and so simple to use. Reviewed on: 12th May 2026
Paul H's avatar
Paul H

Affordable way to spread payments.

5
Affordable way to spread payments either interest free or over a longer period at a cheaper rate than credit cards. More likely to be accepted and supported with your credit applications. Reviewed on: 12th May 2026
Terence M's avatar
Terence M

Very easy to use.

5
Very easy to use. I like the new link to my current account instead of my credit card. And the option to use my credit card is still available. Reviewed on: 12th May 2026
Bruce F's avatar
Bruce F

My experience has been great I have not had any prob...

5
My experience has been great I have not had any problems Reviewed on: 12th May 2026
Carmen's avatar
Carmen

Pay into three feature is excellent

5
I like that I can buy tickets from trip.com with the pay into three method. Very thoughtful Reviewed on: 12th May 2026
Samuela S's avatar
Samuela S

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