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PayPal: PayPal Credit reviews

4.90
Based on 105,814 reviews, last reviewed 13th May 2026
2536300% increase in 5 star reviews
in the past 90 days
7500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great service Great service for customer service. Good job Reviewed on: 13th May 2026
Helena O's avatar
Helena O

Latest lowest rating:

2

I was scammed online paid by paypal but paypal refus... I was scammed online paid by paypal but paypal refused to refund me on more than 3 ocassions. Banks are best they refund you when you are scammed Reviewed on: 13th May 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105814)

Trusted and time tested online payment system

5
I had a recent issue with a online retailer and PayPal patiently listened to the issues and resolved the issue for me. Reviewed on: 12th May 2026

Paypaly to pay for goods and can trust only paymen...

5
Great way to pay for goods and can trust only payment will be taken and provides you with pay.ent options and it is easy to see on your account how mu Reviewed on: 12th May 2026

Find it a great way to spread costs and no interest...

5
Find it a great way to spread costs and no interest charges if paid over four months. Plus you have security on your purchases with the PayPal guarantee Reviewed on: 12th May 2026

Good options

5
I like how paypal gives you optons to pay in 3 or interest free for 4 months. Reviewed on: 12th May 2026

Credit can be costly if not paid on tine, but other...

4
Credit can be costly if not paid on tine, but other than that - great experience. Sometimes paypal mischarges for missed payments which did go through to security issues Reviewed on: 12th May 2026

Clean, fast, safe and efficient. I love it!

5
The only time I ever had a problem with a purchase they helped me immediately and resolved the issue with the company. Fast & efficient, I buy everything with PayPal every time I can. Reviewed on: 12th May 2026

Getting to know PayPal

5
I have been with PayPal for a few years now but I don’t understand all the features. I endeavour to do so in the future. Reviewed on: 12th May 2026

very easy to use and so far I've had no...

5
very easy to use and so far I've had no issues Reviewed on: 12th May 2026

Love PayPal

5
Paypal is a great way to spread payments if you need to buy any product. Reviewed on: 12th May 2026

Allows you to spread the cost over 12 months interes...

5
Allows you to spread the cost over 12 months interest free which allows you to buy that large or small purchase, you can make extra payments as well and as long as you pay each month it will be paid off Reviewed on: 12th May 2026

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