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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146467 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146467)

Really good.

Really good. User friendly app. Flexible direct debit set up. Reviewed on: 27th June 2026

Gives me a better score, I believe, if needed

Gives me a better score, I believe, if needed Reviewed on: 27th June 2026

PayPal credit has been handy and easy to use.

PayPal credit has been handy and easy to use. I would recommend it to others. Reviewed on: 27th June 2026

Spread the Cost With 0% Interest

Very easy to arrange PayPal Credit Reviewed on: 27th June 2026

PayPal is a great

PayPal is a great way to have a secure credit option outside of banks and other providers Reviewed on: 27th June 2026

I’ve always been impressed with Paypal credit and th...

I’ve always been impressed with Paypal credit and their customer service Reviewed on: 27th June 2026

My go to payment system for everything!

I now have a PayPal account, a PayPal bank card, a PayPal credit card, and use PayPal Pay In 3 regularly. Not only is it extremely easy to use, but it’s the security that sells it! I’ve had items not turn up that I’ve ordered using PayPal, and it’s the ONLY place where getting a refund is simple and immediate! You simply report the missing item, and BOOM! Refunded and they deal with the company that’s defaulted. It’s the only payment system I use now, wherever possible! Reviewed on: 27th June 2026

Excellent service

PayPal provides excellent services Reviewed on: 27th June 2026

PayPal credit No. 1

From the first usage PayPal credit have been brilliant with no issues. Timeframes are clearly set out and reminders of payments timeframes with enough scope to react Reviewed on: 27th June 2026

Great Buy New Pay later with rewards

Fast and easy to use. The setup process was quite enjoyable I love the PayPal credits and the fact that they offer interest free for up to four months on most purchases of 100 pounds never had any regrets Reviewed on: 27th June 2026

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