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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Easy and safe to use!

Easy and safe to use. Very happy with PayPal .I'm using PayPal for couple of years and im very happy with the service provided. Reviewed on: 14th July 2026

Easy to use and good rate.

Easy to use and good rate. App easy to navigate Reviewed on: 14th July 2026

All goodi no problems

All good, no problems, fast payment Reviewed on: 14th July 2026

Reliable

Reliable and easy to use the app. Trusted and giving me more choices or ways to pay my bills and get my money back faster if i have queries quick to reply. Reviewed on: 14th July 2026

A Lifesaver for Smart Budgeting

PayPal has been an absolute lifesaver for me. Their payment options make it so easy to purchase items right when I need them, with the flexibility to manage the payments over time. It's a fantastic service that provides real peace of mind when budgeting for both everyday needs and those special purchases. Reviewed on: 14th July 2026

I feel safe paying by PayPal it's gives me the peace...

I feel safe paying by PayPal it's gives me the peace of mind as its gives me all the details necessary. Reviewed on: 14th July 2026

I been using PayPal for long time

I been using PayPal for long time, and my experience for all this time is excellent, never had problems. Recommend Reviewed on: 14th July 2026

Loan sharks out less interest on then these guys.

Loan sharks out less interest on then these guys. Save your time and money just go to the local loan shark. Reviewed on: 14th July 2026

I have had a PayPal account for years and it’s reall...

I have had a PayPal account for years and it’s really easy to use. When I’ve had an issue with a seller they have always sorted it out for me and given me a full refund. Reviewed on: 14th July 2026

An Affordable Option

Budgeting for rising living costs is made so much easier with PayPal Credit. After all the months bills have been accounted for PayPal Credit enables you to make that purchase that you normally couldn't afford. It's appreciated that PayPal understands with people's rising monthly costs they are offering an affordable option to still purchase items that they would normally have to pass on Reviewed on: 14th July 2026

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