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PayPal: PayPal Credit reviews

4.90
Based on 106,034 reviews, last reviewed 13th May 2026
2546300% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great at responding to issues on your account I have never had any issues with pay pal. Great at responding to anything suspect on your account. Reviewed on: 13th May 2026
AnnaE's avatar
AnnaE

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106034)

Very Good service.

5
Very Good service. Highly recommend PayPal Reviewed on: 12th May 2026

Always pay through PayPal.

5
Always pay through PayPal. Never had a problem. Reviewed on: 12th May 2026

PayPal credit: here when you need it most!

5
I had amazing experience with PayPal credit, it helped me finance my purchase when I needed it the most. Reviewed on: 12th May 2026

4-months 0% interest offer is amazing.

5
4-months 0% interest offer is amazing. Reviewed on: 12th May 2026

Very helpful, quick and easy to use

5
Very helpful, quick and easy to use Reviewed on: 12th May 2026

I love PayPal!

5
I love PayPal! Is very easy and confident! Never had problems! Reviewed on: 12th May 2026

Exxcelent pay option

5
Exxcelent pay option easy to use and great service Reviewed on: 12th May 2026

Responsible Lender

5
Any problems sorted out quickly and efficiently. Good choice of purchase options and easy to talk to someone if unsure about anything. Reviewed on: 12th May 2026

This is the best thing that has iever happened to me...

5
This is the best thing that has ever happened to me online I so much love this omg thank you Reviewed on: 12th May 2026

Quick safe & easy transactions.

5
Quick safe & easy transactions. App is very informative and easy to understand. Decisions on payment options take away the strain. Reviewed on: 12th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review