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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very good and safe way of spending

4
Very good and safe way of spending Reviewed on: 14th July 2026

PayPal has always been a fast and reliable way to so...

5
PayPal has always been a fast and reliable way to sort out my finances. Their customer service is almost perfect, but due to congestion can be a little slow. Overall a quality experience. Reviewed on: 14th July 2026

So easy to set up, no hassle at all

5
So easy to set up, no hassle at all Reviewed on: 14th July 2026

Paypal work like a Pal

5
Paypal is the best serice as far as the eease ot use, cusomter service and accessability are concerned Reviewed on: 14th July 2026

My fever card company

5
I use PayPal a lot , also find it useful. I use it for debit card payment shopping and general buying Reviewed on: 14th July 2026

Simple & Effectiive

5
It's been a convenient way to move money around speedily, pay in 3 being a favourite allowing me to spread the cost without interest on top. Reviewed on: 14th July 2026

Easy peasy

5
Very quick to set up, easy peasy Reviewed on: 14th July 2026

comfortable service

4
It's a very comfortable service. Easy to use. Confident method payment. Reviewed on: 14th July 2026

Exceptional security in transactions.

5
Exceptional security in transactions. It's just expctional especially with the PayPal credit service. Reviewed on: 14th July 2026

Use pay in 3 wherever offered .

5
Use pay in 3 wherever offered ...really like it. I can spread the cost over 3 payments for 3 months without being charged any interest. You are always notified in advance that there is a payment due and no need to worry as the payment is automatically taken on the due date. You can even change the payment date or pay in full if you wish...I would recommend. Reviewed on: 14th July 2026

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