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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,137 reviews, last reviewed 13th May 2026
2551000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent back up and online Excellent back up and online payments account Reviewed on: 13th May 2026
Malc Webb's avatar
Malc Webb

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106137)

Excellent, favourite payment provider

5
Excellent, favourite payment provider Reviewed on: 12th May 2026
Jamil R's avatar
Jamil R

It just works, at times you can't ask for more

4
It just works, at time you can't ask for more, you want a service that works, no gimmicks. Reviewed on: 12th May 2026
Anonymous's avatar
Anonymous

You can't go wrong with PayPal. Nice safety net

5
Your easy to use and don't make me jump through hoops to buy stuff, hence why I use you. Reviewed on: 12th May 2026
Christopher D's avatar
Christopher D

So simple to use and if you have a problem it get so...

5
So simple to use and if you have a problem it get sorted Reviewed on: 12th May 2026
Nicky S's avatar
Nicky S

Excellent service and application

5
Excellent service and application Reviewed on: 12th May 2026
Martyn W's avatar
Martyn W

Every single transaction I have ever made has been f...

5
Every single transaction I have ever made has been faultless and feel safe knowing I’ve paid with PayPal for any company displaying a PayPal logo Reviewed on: 12th May 2026
Adam R's avatar
Adam R

Never any issues when selecting this method of payment

4
Never any issues when selecting this method of payment Reviewed on: 12th May 2026
Larne w's avatar
Larne w

Easy and quick

5
So easy and quick, can’t say anymore but excellent Reviewed on: 12th May 2026
Nat's avatar
Nat

Always easy and great experience

5
Always easy and great experience Reviewed on: 12th May 2026
Lisa P's avatar
Lisa P

PayPal credit helped me secure myself financially wi...

5
PayPal credit helped me secure myself financially without a predatory system designed to keep me in debt forever. Have been helpful with any customer service issues. Reviewed on: 12th May 2026
Shuskle's avatar
Shuskle

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