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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146496 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146496)

Always been a good experience paying with PayPal.

Always been a good experience paying with PayPal. Had a couple of issues with sellers over the years and the customer service team for resolutions, have always been helpful and fair. Reviewed on: 28th June 2026

PayPal Credit Simply the Best

I received my credit limit so I know how much I can get if I need it. I get a statement about 3 weeks before my payments due and can decide to pay it off quicker without interest or over a longer period with some interest added. Either way I know exactly where I stand with how much I can spend and how much I need to payback. I have got to say that knowing PayPal have my back when I need them most is really reassuring, I am 100% confident that Paypal Credit is simply the best Reviewed on: 28th June 2026

It’s been good, it’s helpful and useful to use.

It’s been good, it’s helpful and useful to use. It’s easy and user friendly and we get notifications all the time. Reviewed on: 27th June 2026

It was nice and very easy to use in the app.

It was nice and very easy to use in the app. The user-friendly interface made navigation a breeze, allowing me to find what I needed quickly. The features were intuitive, enhancing my overall experience. I appreciated how seamless everything felt, making it enjoyable to interact with the app. Overall, it exceeded my expectations and I would definitely recommend it to others! Reviewed on: 27th June 2026

Easy and straight forward to use

Always a great experiwnce using PayPal. Easy and straight forward to use. Reviewed on: 27th June 2026

PayPal credit is easy to apply for and manage.

PayPal credit is easy to apply for and manage. Payment notifications are great for me and it can be used in a wide range of retailers online. Being able to apply for a card is an extra bonus that makes it very competitive. Reviewed on: 27th June 2026

Easy to apply for, use and understand.

Easy to apply for, use and understand. Makes purchasing larger items an easy and more achievable experience. Reviewed on: 27th June 2026

Handy and easy

So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Have never had any issues with PayPal.

Have never had any issues with PayPal. Love PayPal+ and interest free options. Reviewed on: 27th June 2026

Easy to use.

Easy to use. Good credit terms. Use it for bigger and smaller purchases. Reviewed on: 27th June 2026

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