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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

It’s very easy when paying with PayPal credit and it...

5
It’s very easy when paying with PayPal credit and it’s fast as well no need for unnecessary checks like others that takes time Reviewed on: 14th July 2026

Good customer service and easy access to accounts

4
Good customer service and easy access to accounts Reviewed on: 14th July 2026

Always had excellent dealings paypal, sorted my prob...

5
Always had excellent dealings paypal, sorted my problems easily for me as I'm no techy, handled refunds promply Reviewed on: 14th July 2026

Its so much quicker and safer to purchase things onl...

5
Its so much quicker and safer to purchase things online , and easy to pay back over 3 payments or over a set time Reviewed on: 14th July 2026

I use PayPal often, very easy and straightforward.

5
I use PayPal often, very easy and straightforward. I feel very secure using it. Reviewed on: 14th July 2026

I have only recently started using PayPal credit but...

4
I have only recently started using PayPal credit but so far I have received good advice and servit Reviewed on: 14th July 2026

Always easy, most brands accept it.

5
Always easy, most brands accept it. The security and the easy of the checkout is always the best. If you’ve got a problem you’ll find that PayPal can help with most queries. Reviewed on: 14th July 2026

I wouldn't be without PayPal!

5
I have used paypal for a number of years. they gave me credit where i would not have got it anywhere else. It is easy to use and easy to check balances etc. it has been a life changer for me. I am now looking to sign up for their virtual credit card to allow me to buy products not on paypal credit. It was the best thing I ever did! Reviewed on: 14th July 2026

Simple app .

5
Simple. Easy to use. Great way of protecting your cards online. Reviewed on: 14th July 2026

Love it and very secure feel safe using PayPal

5
Love it and very secure feel safe using PayPal Reviewed on: 14th July 2026

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