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PayPal: PayPal Credit reviews

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4.90
Based on 106,235 reviews, last reviewed 13th May 2026
2555600% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the flexible finance option for most people PayPal has regularly offered payment options when I've purchased items of £200+.The delay payment or pay in 3 systems have been easy to apply for, and... Read more Reviewed on: 13th May 2026
Allen S's avatar
Allen S

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106236)

I had a dispute with a vendor.

5
I had a dispute with a vendor. I provided as much information as I could. PayPal immediately refunded the full amount. Thank you PayPal. That's what I call 5 star service! Reviewed on: 12th May 2026
Aivaras's avatar
Aivaras

credit available when needed

5
credit available when needed straight forward and easy to access reminders when balance payment is due reliable source of credit on rare occasions when balance payment is missed a courteous call is made to arrange payment Reviewed on: 12th May 2026
Debo R's avatar
Debo R

It been ok helps make payments easier

4
It been ok helps make payments easier Reviewed on: 12th May 2026
Terrence M's avatar
Terrence M

The best

5
Paypal is unbeatable. One of the best apps to have Reviewed on: 12th May 2026
Rebecca B's avatar
Rebecca B

Been fair and reliable, can always rely on it when n...

5
Been fair and reliable, can always rely on it when needed. It’s helped me through a lot of tough times and good times, would recommend to others for sure. Reviewed on: 12th May 2026
Robert M's avatar
Robert M

Great flexible choices and modern.

4
Great flexible choices and modern. Wide choice of integrated systems and use across retail and platforms. Reviewed on: 12th May 2026
Gavin Betts's avatar
Gavin Betts

Great app wonderful service always helpful when need...

5
Great app wonderful service always helpful when needing issue being resolved safe way to pay thanks Reviewed on: 12th May 2026
MaryA's avatar
MaryA

Top Notch!

5
Never had any problems with all the years of using there service. Reviewed on: 12th May 2026
Ash Wilson's avatar
Ash Wilson

My experience with papal has been great if and when...

5
My experience with papal has been great if and when I have called customer service they have always been helpful. Reviewed on: 12th May 2026
K davis's avatar
K davis

PayPal has been very helpful for me with paying in 3...

5
PayPal has been very helpful for me with paying in 3 payments Reviewed on: 12th May 2026
Stephanie e's avatar
Stephanie e

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