Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,285 reviews, last reviewed 13th May 2026
2557700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Brilliant I have booked my holidyss without worry Reviewed on: 13th May 2026
Muhammad Y's avatar
Muhammad Y

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106285)

Alwaus reliable and smooth, always with with good cl...

5
Alwaus reliable and smooth, always with with good clear communication and an esay to navigate site. Reviewed on: 12th May 2026

Clear and concise

5
They make a sometimes confusing situation clear and concise.I am elderly and appreciate the ease with which the balances are transferred. Reviewed on: 12th May 2026

Easy and simple to use

5
Easy and simple to use. Very straightforward app Reviewed on: 12th May 2026

Always use PayPal and PayPal credit, fast and effici...

5
Always use PayPal and PayPal credit, fast and efficient and really safe to use Reviewed on: 12th May 2026

Easy and convenient service that shows you everythin...

5
Easy and convenient service that shows you everything you need to know Reviewed on: 12th May 2026

Very good experience

5
Is there where you need it , help you in emergency Reviewed on: 12th May 2026

Excellent and safe payment and money transfer mehod.

5
Excellent and safe payment mehod. Gives you that security against getting ripped off when paying for items to people that you havent made payments previously. Reviewed on: 12th May 2026

Ive had PayPal for a long time, it is convenient and...

5
Ive had PayPal for a long time, it is convenient and safe, I love it Reviewed on: 12th May 2026

I love Paypal - a lot.

5
I love Paypal - a lot more than other other similar applications Reviewed on: 12th May 2026

Great customer service fast efficient app

5
Great customer service fast efficient app Reviewed on: 12th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review