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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Used PayPal for 10 years

The interest rate is good for PayPal credit. I have used for almost 10 years. Sending money or receiving it was very secure. Complaints are handled very well and overall a great way for credit Reviewed on: 27th June 2026

I’ve used this service for years and find it very us...

I’ve used this service for years and find it very useful. It’s easy to navigate. Reviewed on: 27th June 2026

Tired and trusted

PayPal has always been accessible and easy to use with ease, options and term are very clear and the app simplifies everything. Reviewed on: 27th June 2026

Just great!!!

Rules are clear & fair, works perfect for small purchases. Reviewed on: 27th June 2026

Slick and problem free

Never had any problems. Always slick Reviewed on: 27th June 2026

I always use PayPal quick easy and with payments ove...

I always use PayPal quick easy and with payments over £99 intrest free payments for four months Reviewed on: 27th June 2026

Very pleased only had one problem with ebay purchase

Very pleased only had one problem with ebay purchase Reviewed on: 27th June 2026

Flexibility and convenience

Paypal credit when spendings are in excess of £100 affords me some flexibility and conveniency with payments. This to me is very important. Reviewed on: 27th June 2026

Great customer experience when required.

Great customer experience when required. Reviewed on: 27th June 2026

Easy to use ,quick to transfer money and safe

Easy to use ,quick to transfer money and safe Reviewed on: 27th June 2026

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