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PayPal: PayPal Credit reviews

4.90
Based on 105,629 reviews, last reviewed 13th May 2026
2528000% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It has helped me out alot for tough times It has helped me out alot for tough times Reviewed on: 13th May 2026
Ryan's avatar
Ryan

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105629)

Secure and Friendly

5
Paypal offers excellent support when thibgs go wrong and they are a very secure way to pay for goods and services. They are always there to help if sellers mess you around. Reviewed on: 12th May 2026

Really easy to use and other great perks such as 4 m...

5
Really easy to use and other great perks such as 4 month 0% interest Reviewed on: 12th May 2026

Easy, Smooth, trusted

5
It's been a smooth experience; I can use it for almost all purchases. I appreciate the protection that PayPal provides, and if I see that I can use PayPal Credit, it indicates that a website is legitimate. I have encountered no issues and will continue to use it. Reviewed on: 12th May 2026

Great system.

5
Great system. Safe way to transfer money. Reviewed on: 12th May 2026

PayPal is a safe reliable service to use.

5
PayPal is a safe reliable service to use. PayPal credit helps me pay and budget for larger purchases Reviewed on: 12th May 2026

Having funds whenever I need it

5
My payment goes through each time I make a purchase. And also, the repayment time gives me enough time to plan my finances. Reviewed on: 12th May 2026

Easy, Safe and convenient, everything I need to give...

5
Easy, Safe and convenient, everything I need to give peace of mind in online shopping Reviewed on: 12th May 2026

Better standard of life.

5
Has helped me purchase some extras which are much appreciated. Reviewed on: 12th May 2026

This is an amazing help,support I recommend

5
This is an amazing help,support I recommend Reviewed on: 12th May 2026

Very good to deal with, helped by reminders for when...

5
Very good to deal with, helped by reminders for when payments are due. Hassle free transactions. Reviewed on: 12th May 2026

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