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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,441 reviews, last reviewed 26th Apr 2026
1644100% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have benefited from having several options to pay fo... Have benefited from having several options to pay for items in exceptional circumstances on many occasions. Feel it is the safest way to purchase item... Read more Reviewed on: 26th April 2026
Nicola M's avatar
Nicola M

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86441)

Really helpful and straightforward

5
I applied for PayPal credit when my credit score wasn’t great and was accepted immediately. This helped me out near Christmas a great deal Reviewed on: 13th June 2022
Bex Smith's avatar
Bex Smith

Great

5
Great special buy now pay later Reviewed on: 13th June 2022
Abdallah Nady's avatar
Abdallah Nady

Amazing service

5
Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022
Saquib Ahmed's avatar
Saquib Ahmed

Easy to set up and take control of

5
Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022
Eileen Brown's avatar
Eileen Brown

Great for bigger purchases

5
Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022
Ashley's avatar
Ashley

PayPal credit saved my life.

5
PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022
Zak Spickernell's avatar
Zak Spickernell

Handy

5
Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022
Haley cable's avatar
Haley cable

Great service, I use it all the time

5
Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022
Simon Betty's avatar
Simon Betty

Great for internet free period

5
PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022
Harry_R's avatar
Harry_R

Thanks

5
Thanks you The best one In World Reviewed on: 13th June 2022
Hamza amani's avatar
Hamza amani

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