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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick convenient and secure

5
have generally found it to be a convenient and secure way to make online payments. Transactions are usually quick, and it’s accepted by many retailers. The buyer protection gives extra peace of mind when shopping online. Reviewed on: 14th July 2026

Iv had great experience never had a bother very frie...

4
Iv had great experience never had a bother very friendly staff and quick response Reviewed on: 14th July 2026

Never had a problem using PayPal - quick efficient a...

4
Never had a problem using PayPal - quick efficient and safe Reviewed on: 14th July 2026

Monthly payments have been manageable if I had probl...

5
Monthly payments have been manageable if I had problems with payment they were very understanding Reviewed on: 14th July 2026

The PayPal relationship with client is immense and t...

5
The PayPal relationship with client is immense and the support is incredible as services rendered are to satisfaction according to the needs of clients. Reviewed on: 14th July 2026

Excellent

5
I've used PayPal credit for a while and have had no problems with it Reviewed on: 14th July 2026

An honest use of PayPal.

5
PayPal, has helped me with things I would once have found stressful. For example, saving for the wife's birthday, Christmas presents, treat for us to enjoy. I can now manage to spread a little joy without the worry of being skint. I find the payment plans easy to manage if not lacking a little flexibility. I mainly use PayPal, pay in three for gig tickets, I think it's good way to go. All in all, I'm still using it and can see myself continuing to do so. Reviewed on: 14th July 2026

Trusted payment method

5
Paypal is a trusted payment method for me Reviewed on: 14th July 2026

I like PayPal because is good so fast for online pay...

5
I like PayPal because is good so fast for online payments Reviewed on: 14th July 2026

Too fast and never gets disappointed while using ser...

5
Too fast and never gets disappointed while using service Reviewed on: 14th July 2026

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