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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've never had a bad experience with PayPal Credit.

I've never had a bad experience with PayPal Credit. It gives me more options to afford higher priced items and the 0% interest gives lots of time to repay with no added worries. Reviewed on: 1st June 2025

Excellence

Frequently used and never had any issues, the flexibility given is fantastic and helps immensely with living costs. Reviewed on: 1st June 2025

Paypal are always there to help with...

Ive found that PayPal are always there to help with any problems that arise & if something is wrong or does not arrive then they are always quick to help in the most efficient way. I e been using them for the last 5 years to pay for any online items as I know I will not have any problems. Reviewed on: 1st June 2025

My favourite way to pay for anything

This service is really easy to use and offers a variety of different ways to pay for items. As it is accepted by most retailers it is convenient and it is easy to keep track of your spending by using the app. Reviewed on: 1st June 2025

Fast Response, Immediate Solution

I have received immediate response from PayPal and the issue was immediately resolved. Thanks for your excellent service PayPal.. Reviewed on: 1st June 2025

I haven’t needed to contact support much but wheneve...

I haven’t needed to contact support much but whenever I have I have received a prompt response that is explained with great detail enabling me to understand what is going on and solve the query that I had. Reviewed on: 1st June 2025

Convenient, versatile and cost effect way to pay.

Paypal Credit gives me the opportunity to spread my purchases over a longer period of time, sometimes up to 4 months interest free, which is an amazing offer when available. It's so easy and convenient and is my favourite way to pay for anything when shopping on line. Reviewed on: 1st June 2025

An excellent convenient way to pay.

An excellent convenient way to pay. Hassle free with great buy now pay later features. Reviewed on: 1st June 2025

Never had an issues with PayPal.

Never had an issues with PayPal. The app is easy to use Reviewed on: 1st June 2025

Easy to use, great way to purchase large items.

Easy to use, great way to purchase large items. Reviewed on: 1st June 2025

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