Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,548 reviews, last reviewed 30th Apr 2026
1834800% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A real lifesaver for my budget! I have been using PayPal Credit for quite a while now, and I must say it is one of the best financial tools I have ever tried. It’s not just a credit ... Read more Reviewed on: 30th April 2026
Serhii Ilkevych's avatar
Serhii Ilkevych

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90548)

Great experience no problem in carrying any kind of transaction

5
Great service trust them had a wonderful experience Reviewed on: 13th June 2022
Waj's avatar
Waj

0 percent interest for 6 month its just wow

5
I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022
Ad Nan's avatar
Ad Nan

Easy to use and reliable

5
Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022
JASON GOODHALL's avatar
JASON GOODHALL

I am always happy

5
Everything is going well and professional Reviewed on: 13th June 2022
Krasimir Yankov's avatar
Krasimir Yankov

Paypal credit

5
Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022
Stephen Rowelll 's avatar
Stephen Rowelll

Enough credit allowance

5
Good promo offers and enough time to payback. Reviewed on: 13th June 2022
Robs 's avatar
Robs

Excellent way to spread costs

5
Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022
James Penn's avatar
James Penn

Great credit provider for everyone!

5
Its user friendly with transparent terms and conditions which is not easy to find. I love using PayPal credit because it makes my life easier. Reviewed on: 13th June 2022
Karolina Musiol's avatar
Karolina Musiol

Good as it gets

5
Easy to apply. Easy to use. Highly recommend Reviewed on: 13th June 2022
William J McKeown's avatar
William J McKeown

Great company for service and convenience

5
Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022
Ryan Laird's avatar
Ryan Laird

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill