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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181094 reviews)

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4.73

Based on 181,094 reviews, last reviewed 3rd Aug 2026

93% increase in 5 star reviews

in the past 90 days

135% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A little different than your average credit card Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181094)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

An honest use of PayPal.

PayPal, has helped me with things I would once have found stressful. For example, saving for the wife's birthday, Christmas presents, treat for us to enjoy. I can now manage to spread a little joy without the worry of being skint. I find the payment plans easy to manage if not lacking a little flexibility. I mainly use PayPal, pay in three for gig tickets, I think it's good way to go. All in all, I'm still using it and can see myself continuing to do so. Reviewed on: 14th July 2026

Trusted payment method

Paypal is a trusted payment method for me Reviewed on: 14th July 2026

I like PayPal because is good so fast for online pay...

I like PayPal because is good so fast for online payments Reviewed on: 14th July 2026

Too fast and never gets disappointed while using ser...

Too fast and never gets disappointed while using service Reviewed on: 14th July 2026

Easy to deal with

So easy to use, great customer service if ever needed. Reviewed on: 14th July 2026

Best thing ever to have to hand.

Best thing ever quick and easy handy to have for back up and I like the way you can pay over time Reviewed on: 14th July 2026

I’ve just PayPal credit for a little while now, it’s...

I’ve just PayPal credit for a little while now, it’s perfect to use just before the end of the month when money is low and I need a little extra help pay things, would definitely recommend has been a life saver! Reviewed on: 14th July 2026

Very happy

I’ve always been very happy with my dealings with PayPal customer service Reviewed on: 14th July 2026

Staffs are always courteous and helpful from my expe...

Staffs are always courteous and helpful from my experience. Their credit facility is value for money as it helps me to do my purchase and pay at the end of the month. Reviewed on: 14th July 2026

Great service, highly recommend.

Such an easy service to use with no questions asked. We have just used it to buy a pergola over 4 months interest free, which has allowed us to free up some of our own personal finances. Reviewed on: 14th July 2026

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