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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106423 reviews)

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4.90

Based on 106,423 reviews, last reviewed 13th May 2026

2564300% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good overall. Good overall. No problems found with the service Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106423)

A great service and it’s there when you need it.

I’ve had mostly positive experiences with PayPal in general Reviewed on: 13th May 2026

I have used this service many times and it always be...

I have used this service many times and it always been a great help when I was in tight situations.greatly recommend. Reviewed on: 13th May 2026

I’ve had a consistently positive experience with Pay...

I’ve had a consistently positive experience with PayPal. The platform is easy to use, payments are secure, and it makes managing transactions simple and efficient. With the added bonus of the points that you can earn & use. Reviewed on: 13th May 2026

Very thorough

Always quick and thorough when allowing you to get finance Reviewed on: 13th May 2026

Paypal Credit is the way to go

Paypal Credit is so easy to use and so widely available . I would wholeheartedly recommend it to anyone who shops online who wants to spread out their payments .Definitely a 5 star rating from me.. Reviewed on: 13th May 2026

Great service.

Very easy and straightforward. Easy to use and easy to manage. Great customer service. Reviewed on: 13th May 2026

Easy to use and clear communication

Easy to use and clear communication Reviewed on: 13th May 2026

I previously had fraud and they sorted it out in a t...

I previously had fraud and they sorted it out in a timely manner Reviewed on: 13th May 2026

Always there for lifes little emergencies.

Always there for lifes little emergencies. So easy to set up and use with manageable payments and 0% if paid back in the set time. Helps me out a lot when i need it. Reviewed on: 13th May 2026

Great service

Great service , would definitely recommend , never had any problems Reviewed on: 13th May 2026

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