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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Great company

I find PayPal to be a reliable and trustworthy company. Their PayPal credit option and their pay in 3 option are very useful and easy to operate. I always use PayPal to pay online if the company I’m buying from offers it, which most companies do. In fact it gives me confidence in my purchase when I use PayPal. I’d definitely recommend PayPal to others. Reviewed on: 1st June 2025

Very good credit service, would recommend to anyone

Very good credit service, would recommend to anyone Reviewed on: 1st June 2025

Easy to use app but there’s no reminder for upcoming...

Easy to use app but there’s no reminder for upcoming payments Reviewed on: 1st June 2025

Easy and so helpful

Very supportive, so easy to use and easy to make payments too. Ease of payment transaction makes life so much easier, I make monthly payments but can easily make extra payments too by logging in online Reviewed on: 1st June 2025

I trust PayPal services because the are excellent.

I think all the PayPal services are excellent. My biggest reason is the trust I have knowing that when I can pay by PayPal my bank details are not shared with the retailers I purchase from. Xoom is one of PayPal services that allows me to send birthday cash presents to my grandsons, who live abroad, at a cost far lower than doing it through a bank. Reviewed on: 1st June 2025

Plenty of useful features and good service

Plenty of useful features and good service though sometimes a little long-winded process to get through customer services when there is an issue. Reviewed on: 1st June 2025

Excellent offering

Great offering flexible payment plans with low or zero interest . I find PayPal credit really helpful for large purchases. Thank you Reviewed on: 1st June 2025

very easy and safe

Is very easy to use and meros your money safe Reviewed on: 1st June 2025

It was straight forward and simple

It was straight forward and simple Reviewed on: 1st June 2025

I’ve used PayPal since the beginning.

I’ve used PayPal since the beginning and it’s always been great. Reviewed on: 1st June 2025

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