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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,483 reviews, last reviewed 13th May 2026
2567100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient to use. Easy and convenient to use. Always clear to understand the transactions. I would miss it if I didn't have it. Reviewed on: 13th May 2026
Anna H's avatar
Anna H

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106483)

Ok, have heard bad things but not experiences them m...

3
Ok, have heard bad things but not experiences them myself. Reviewed on: 13th May 2026
Paul C's avatar
Paul C

Very easy to use.

5
Very easy to use. Credit is really good Reviewed on: 13th May 2026
Thomas G's avatar
Thomas G

PayPal installment plan is excellent...

5
I always use PayPal for 'pay in 3 installments' as it just takes away the stress of paying outright for things you need, especially at Christmas. It's so simple to apply for too. Reviewed on: 13th May 2026
KH's avatar
KH

Easy to use, flexible payment options and great to d...

5
Easy to use, flexible payment options and great to deal with. Customer service are quick to reply and helpful, issues are resolved promptly and I feel my money is safer using Paypal to purchase from unknown websites. Reviewed on: 13th May 2026
Laura B's avatar
Laura B

Very good service and reliable , easy transfer mone...

5
Very good service and reliable , easy transfer money , I can perchese easily on PayPal app Reviewed on: 13th May 2026
Pratima's avatar
Pratima

Great selection of interest free options to save money

5
Always use PayPal for any long term interest free options, very easy to use and apply when you make an account, i used it for my phone upgrade instead of using the usual providers and ive saved myself hundreds of pounds paying for the premium the usual contract providers charge. Reviewed on: 13th May 2026
Harry L's avatar
Harry L

PayPal is great.

5
PayPal is great. it has always been and excellent and secure way to buy and send money. There new resit facilities are brilliant and seamless. Great addition and customer service is also amazing! Reviewed on: 13th May 2026
Stuart P's avatar
Stuart P

Easy to use and secure.

5
Easy to use and secure. Gives peace of mind when shopping online. Flexible payment options Reviewed on: 13th May 2026
SLS's avatar
SLS

PayPal is great

5
I e found PayPal very useful and a great method of payment. Very easy to use and having PayPal credit there as backup if needed is a good resource to have. Reviewed on: 13th May 2026
C H's avatar
C H

Easy to use, great promotional offers.

5
Easy to use, great promotional offers. Reviewed on: 13th May 2026
Janice M's avatar
Janice M

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