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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106552 reviews)

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4.90

Based on 106,552 reviews, last reviewed 13th May 2026

2570200% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have never had any issues. I have never had any issues..I always get a reminder when my payment are due ( I asked for this service) Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106552)

Love the support and freedom PayPal gives me.

Love the support and freedom PayPal gives me. Reviewed on: 13th May 2026

Helpful alternative to Klarna - easy to use and visu...

Helpful alternative to Klarna - easy to use and visualise using the app. Easy to make additional payments and keep on track with spending etc. Easy to use on a lot of sites for a variety of purchases and the period of time without interest is good but could be longer Reviewed on: 13th May 2026

Absolutely secure

Easy to navigate making payments and sending money. If there has been any discrepancies the PayPal team have been right on it and takes the stress and anxiety away immediately Reviewed on: 13th May 2026

Usually good experience

Usually good experience. Easy to use and good terms, especially their 3 months no interest offer. Direct Debit can be a bit confusing, with very long lead times to change the value if required, but otherwise good. Support is responsive but processes to solve issues can be complex. Reviewed on: 13th May 2026

PayPal offers such an array of payment options

PayPal offers such an array of payment options, allowing me to spend and budget wisely. Reviewed on: 13th May 2026

Great points reward system

Really easy to apply and app is very user friendly. Great points reward system. Reviewed on: 13th May 2026

Convenient

PayPal is convenient to use and is always there when you need it. Reviewed on: 13th May 2026

Easy to use and you can spread the cost overlap long...

Easy to use and you can spread the cost overlap longer period without interest. Reviewed on: 13th May 2026

PayPal is very easy to pay

PayPal is very easy to pay with and it's always sat there ready to ho Reviewed on: 13th May 2026

Easy to use card on Apple Pay and love the interest...

Easy to use card on Apple Pay and love the interest free option Reviewed on: 13th May 2026

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