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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146686 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146686)

It’s so easy to use I use it for most...

It’s so easy to use I use it for most things Reviewed on: 29th June 2026

It’s handy

I use PayPal credit regularly and it’s a very handy tool for me when buying bigger purchases Reviewed on: 29th June 2026

Excellent and secure love PayPal

Excellent and secure love PayPal Reviewed on: 29th June 2026

Excellent service.

Excellent service. Easy to use, with great features to make spending and paying off simple and stress free Reviewed on: 29th June 2026

I use it often and it works well

I use it often and it works well Reviewed on: 29th June 2026

Always handy whenever needed

Always handy whenever needed. Easy application process. Various ways to pay back you can choose from, so you can go for the one it suits you most. Can set up DD to pay back so you won't forget about it. Excellent service Reviewed on: 29th June 2026

Best way to send and receive transition

Payment very easy and fastest , secured and better way to make across the world. Reviewed on: 29th June 2026

Effortless!

Effortless use across all purchases and interest free on tap. Made buying urgent items easy and stress free. Reviewed on: 29th June 2026

Excellent service

Never had a problem with them every transaction I have done gone through smoothly, always use them for purchases , peace of mind . Reviewed on: 29th June 2026

PayPal Credit is an incredibly convenient and flexib...

PayPal Credit is an incredibly convenient and flexible way to finance purchases over time. The application process is fast, and it integrates seamlessly right into your existing PayPal wallet at checkout. Reviewed on: 29th June 2026

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