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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146790 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146790)

Very easy to use as now I have it on my wallet which...

Very easy to use as now I have it on my wallet which is the best, I can use it any shops. Also customer service very friendly people. I can not understand the interests rates? What is the best thing to do when paying for the credit card? Reviewed on: 29th June 2026

Easy to use, makes purchasing larger items more mana...

Easy to use, makes purchasing larger items more manageable. Keep track easily within the app. Reviewed on: 29th June 2026

Mr Jefim P.

Lots of possibilities and very profitable. The real help to people! Thank you so much! Reviewed on: 29th June 2026

First Choice

PayPal is a safe and reliable service that I use for a lot of purchases. With option to pay over time and all credit scoring points for you to spend with discounted retailers it really is first choice for me Reviewed on: 29th June 2026

PayPal is helpful

PayPal is just so quick and easy to use. It allows you to purchase something that is at the time you want it a little out of reach using its pay in 3 with 0% interest. The credit option is also very handy Reviewed on: 29th June 2026

Great easy to use for many different purposes

Great easy to use for many different purposes Reviewed on: 29th June 2026

Very good service!

Very good and helpfull service! It's easy to use, even if you don't have a phisical card! I use everytime when I need it!!!!!!! Reviewed on: 29th June 2026

Had PayPal credit over 10 years and never had a prob...

Had PayPal credit over 10 years and never had a problem Reviewed on: 29th June 2026

Easy to use, secure, pay in 3 is fantastic and the c...

Easy to use, secure, pay in 3 is fantastic and the credit was easy to use and pay off Reviewed on: 29th June 2026

PayPal credit - easy to access and easy to use.

PayPal credit has been a godsend a few times - easily accessible, easy to use and without the palaver of hours of form-filling. Reviewed on: 29th June 2026

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