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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal is great and simple with multiple options lik...

PayPal is great and simple with multiple options like pay in 3 and no interest for 4 month on any purchase with more than £100. Also, it is available on most e-commerce platforms which is perfect to have a account with PayPal Reviewed on: 1st June 2025

Had issues with hotel bookings that seemed delayed ,...

Had issues with hotel bookings that seemed delayed , booked twice , no help, not good. Reviewed on: 1st June 2025

Widely accepted at most online stores and quick tran...

Widely accepted at most online stores and quick transaction speeds including for refunds. Reviewed on: 1st June 2025

Credit, where credits due!

Easy to use and handy to buy and pay later in instalments. I use this facility all the time. Reviewed on: 1st June 2025

very good application.

very good application. useful when you need to buy something valuable and you don't have all the money available. Reviewed on: 1st June 2025

Makes everything easier.

Every transaction is simple, straight forward, no hassle. Reviewed on: 1st June 2025

Good Service.

Good Service, Excellent Customer Service. Reviewed on: 1st June 2025

I’ve always found PayPal very helpful and I use it f...

I’ve always found PayPal very helpful and I use it for most of my transactions. Reviewed on: 1st June 2025

Great always been using paypal

Great always been using paypal, its easy to use and always accepted in most places Reviewed on: 1st June 2025

Great offers

Great offers eg. 3 payment plan without interest, and payment plans enables you to enjoy large purchases now Reviewed on: 1st June 2025

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