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PayPal: PayPal Credit reviews

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4.90
Based on 106,586 reviews, last reviewed 13th May 2026
2571800% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to do a transaction. Always easy to do a transaction. 4 months interest free to pay back. Easy to use. Very convenient when you have no money for food I use it for iceland... Read more Reviewed on: 13th May 2026
Katelan S's avatar
Katelan S

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106586)

I’ve been with PayPal for around eleven years now an...

5
I’ve been with PayPal for around eleven years now and never had any problems at all!! It’s great to be able to have a choice and spread the costs over three payments. Reviewed on: 13th May 2026
Raymond S's avatar
Raymond S

It was Fantastic.

5
It was Fantastic. Didn't really about paypal credit. Used paypal only for Ebay payments. It was when I bought a phone online I was directed to pay via paypal and I got it on Credit. Ever since, there was no additional interest. Reviewed on: 13th May 2026
E N's avatar
E N

Honestly cannot fault.

5
Honestly cannot fault. Great help to spread the cost of things Reviewed on: 13th May 2026
Carol McCracken's avatar
Carol McCracken

Excellent and So easy to use and pay

5
So easy to use and pay, secure way to pay for peace of mind Reviewed on: 13th May 2026
Karen Power's avatar
Karen Power

Definitely recommend

5
So convenient to use...pay over 3 installments is great and get points too Reviewed on: 13th May 2026
Ali's avatar
Ali

Excellent

5
Love PayPal so easy to use love the pay in 3 Reviewed on: 13th May 2026
George c's avatar
George c

PayPal. Safe and convenient!

5
I have used payPal for years - firstly on EBay. As they have expanded, I have used them more and more, for convenience and their trustworthiness. Reviewed on: 13th May 2026
Mark G's avatar
Mark G

Flexible and convenient - Easy to use and always ava...

5
Flexible and convenient - Easy to use and always available Reviewed on: 13th May 2026
Paula B's avatar
Paula B

Letting me have things I can't afford with monthly p...

5
Letting me have things I can't afford with monthly payments very satisfied Reviewed on: 13th May 2026
Glenn M's avatar
Glenn M

Straightforward options easy to navigate, clearly wr...

5
Straightforward options easy to navigate, clearly written Reviewed on: 13th May 2026
E M's avatar
E M

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