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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146863 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146863)

Cashbacks, easy to use.

Cashbacks, easy to use. Conversions and transfers. Reviewed on: 29th June 2026

Easy to use PayPal for purchases provided you provid...

Easy to use PayPal for purchases provided you provide all the information Reviewed on: 29th June 2026

PayPal review

All pay using PayPal whenever I can and know if any problems I can contact them and they will help to resolve the issue more times than not a great service would recommend anytime. Reviewed on: 29th June 2026

Super to use

It’s super to be able to use it at anytime Reviewed on: 29th June 2026

No fuss easy to use.

No fuss easy to use. The service is excellent with no issues to date Reviewed on: 29th June 2026

Flexible interest free payments wins!

Offering different buy now/pay later features (4 months interest free credit or pay in 3) offers my family flexibility for big (and not so big!) purchases - which we frankly need at the moment. Paypal has replaced my traditional credit cards for most purchases - delayed and interest free payments are worth more to me than random reward schemes that never really deliver meaningful value. Reviewed on: 29th June 2026

No hassle

No hassle very straight forward and very handy Reviewed on: 29th June 2026

I use PayPal credit to manage my money.

I use PayPal credit to manage my money. It’s easy and simple! Reviewed on: 29th June 2026

Excellent Promos, all forms of service are fair

Excellent Promos, all forms of service are fair and customer oriented. Feels like your experience as a customer is always considered firsthand. Reviewed on: 29th June 2026

Always fast and safe

Always fast and safe way to checkout with update as you make a payment.so you can respond quickly if anything not correct Reviewed on: 29th June 2026

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