Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50809)

very good service, helped me get a refund when a pro...

very good service, helped me get a refund when a product was not as described Reviewed on: 1st June 2025

Great app, good credit service and customer service...

Great app, good credit service and customer service is really good Reviewed on: 1st June 2025

Such a useful and efficient way to manage larger pur...

Such a useful and efficient way to manage larger purchases. Reviewed on: 1st June 2025

Good company but lost my fund to a Chinese company w...

Good company but lost my fund to a Chinese company who deceived me with three months warranty on s used laptop I bought from Alibaba Reviewed on: 1st June 2025

Paypal are responsible, very professional and deserv...

Paypal are responsible, very professional and deserve an award Reviewed on: 1st June 2025

Service is exceptional.

Service is exceptional.i have been using PayPal from long time and never had single issue with service Reviewed on: 1st June 2025

PayPal Credit

I use PayPal credit to assist with travel and online shopping. It is great for managing payments and allowing small repayments. Reviewed on: 1st June 2025

Always use paypal as a sort term credit provider.

Always use paypal as a sort term credit provider. Reviewed on: 1st June 2025

PayPal Credit helped me to develop my business

PayPal Credit helped me to develop my business, buy everything what I needed to enhance variety of my handmades available in my shop. I can pay in smaller or bigger amounts. Another great thing is I don't need to worry I will not have money for pets food as many pet food providers allows to pay through PayPal. I have very small earnings and still I can use up to £2000 PayPal Credit, I never had problem to pay out money monthly, cause PayPal credit has small monthly payments. I would recommend to anyone who starts new business and to anyone who need some extra money. Next step - holidays! Reviewed on: 1st June 2025

Very good.

Very good. Had no issues and very efficient processing. Reviewed on: 1st June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub