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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106634 reviews)

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4.90

Based on 106,634 reviews, last reviewed 14th May 2026

2574000% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Trustworthy market leader. I've used PayPal for several years and am happy to trust them when making payments. They are constantly improving their range of services and other pr... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106634)

Had no problems at all.

Had no problems at all. Really easy and efficient to use. Reviewed on: 13th May 2026

Using paypal for years now.

Using paypal for years now. No issues and support helpful Reviewed on: 13th May 2026

Been pretty straightforward when needed, but never h...

Been pretty straightforward when needed, but never had to contact customer service (a good thing) so can comment on that side of things. Reviewed on: 13th May 2026

Promised £300 credit From PayPal dispute

I was sold a vinyl LP via PayPal which turned out to be A) not in the condition advertised at all and B) not the genuine article. I was not able to upload video evidence (as suggested on the PayPal disputes page). PayPal did not resolve this. The financial Ombudsman followed up the case and PayPal offered me £300 credit. Yesterday PayPal emailed me to tell me I had been credited with the £300. Today there is no sign of the credit on my account. I phoned PayPal this morning only to be told they have no record of the email promising the credit, or the dispute case. So, I now have to open a new case with the Financial Ombudsman in order to get the credit from PayPal, offered due to the original dispute. The agent even ended the call by saying I'm glad I have been able to resolve your issue today. Unbelievably incompetent and bad customer service Reviewed on: 13th May 2026

Easy, safe, flexible & has a choice of products!

I've used PayPal for a number of years, whether it be just as a method of immediate payment, pay in 3 or PayPal Credit. It's safe, secure and easy to use. Reviewed on: 13th May 2026

I do alot of online shopping where i pay easily with...

I do alot of online shopping where i pay easily with paypal Reviewed on: 13th May 2026

Notifications

PayPal is a great resource and they are great at notifying you through the app and by email Reviewed on: 13th May 2026

Easy to use and widely accepted.

Easy to use and widely accepted. Most websites have it as an option. Interest free service is useful. Reviewed on: 13th May 2026

Excellent customer support anytime.

Excellent customer support anytime. PayPal credit is so easy to use anytime anywhere Reviewed on: 13th May 2026

Always good, always use it to make payments safe.

Always good, always use it to make payments safe. Easy to talk to someone if you need help! Reviewed on: 13th May 2026

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