Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146937 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146938)

It's easy, convenient and helpful.

It's easy, convenient and helpful. Reviewed on: 29th June 2026

So easy to use, there when you need it most...

So easy to use, there when you need it most Reviewed on: 29th June 2026

one of the safe platform for online purchases.

one of the safe platform for online purchases. Reviewed on: 29th June 2026

My review

Good service provider but receive a little too many emails from paypal. Reviewed on: 29th June 2026

PayPal credit is convenient and allows me to keep my...

PayPal credit is convenient and allows me to keep my cash liquid and pay easily over 4 months. It also gives me a sense of security knowing the transaction is being handled by PayPal. Reviewed on: 29th June 2026

One of my Favourite

Always easy transactions, hassle free and any queries they sort - great customer service, I would not be without PayPal credit Reviewed on: 29th June 2026

Peace of mind

Great service, reliable, always there in seconds, everything that you want. Reviewed on: 29th June 2026

Used often with no issues.

Used often with no issues. Never had to use customer services. Website and app are extremely straightforward in making payment as well as knowing payment requirements. Reviewed on: 29th June 2026

PayPal - My favourite payment option

PayPal credit has proved so easy to use and manage. The 4 months interest free is great and I love the way it is always there when checking out using PayPal. I use the Pay in 3 all the time and often select a retailer to buy from based on whether or not they provide this payment option. Reviewed on: 29th June 2026

Can’t fault PayPal great service

Can’t fault PayPal great service Reviewed on: 29th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78424 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub